1019 Palmer Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1019 Palmer Ave, Schenectady, NY 12309 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2,072 sqft · built 1900
Lot Size	0.214 acres (9,330 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (Dec 2023)
Tax Bill	$8,904 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 50.39-1-7`

Property Details

APN / Parcel Number

Primary APN	`421500 50.39-1-7`
Alternative APN	`150005003900010070000000`

Interior

Stories	2 Stories
Building Area	2,072 sqft Living Area
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1996
Lot Area	9,330 sqft (0.214 acres)
Lot Dimensions	161 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1019 PALMER AVE
City	SCHENECTADY
State	NY
Zip	12309-5810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AND PT OF 79 2 WOOD AND GARAGE
Legal Subdivision	TOWN OF NISKAYUNA
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2008
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 50.39-1-7

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1019 PALMER AVE, SCHENECTADY, NY 12309-5810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2023 · Amount on Record
Deed Sale	Dec 14, 2023 · Amount on Record
Prior Sale	Oct 23, 2009 · Amount on Record
Deed Document Number	202370247
Deed Book / Page	2121 / 333
Record Updated	Jun 08, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 14, 2023
Property Address	1019 PALMER AVE, SCHENECTADY, NY 12309-5810
Document Number	0000070247
Book / Page	2121 / 333
Instrument Date	Oct 25, 2023
Instrument	202370247
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,008.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 IMPERIAL DR, NISKAYUNA, NY 12309-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 PALMER AVE, SCHENECTADY, NY 12309-5810

Mortgage

Document Number	0000070248
Date	Dec 14, 2023
Instrument	202370248

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Nov 01, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.5%
Margin	3
Max Rate	11.5%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,904.00 (+8.48%)	$185,000 (-) Land $24,500 Building $160,500	$306,342 (+30.82%) Land $40,570 Building $265,772
2023		$185,000 (-) Land $24,500 Building $160,500	$234,177 (+3.8%) Land $31,013 Building $203,164
2022		$185,000 Land $24,500 Building $160,500	$225,610 Land $29,878 Building $195,732
2021	$8,208.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.