Schenectady County and Schenectady City property record for 1037 Palmer Ave, Schenectady, NY 12309
| Property Type | Residential |
|---|---|
| Details | 5 bd · 2 ba · 2,300 sqft · built 1918 |
| Lot Size | 0.094 acres (4,106 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $998 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.31-4-21 |
| Primary APN | 421500 50.31-4-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,300 sqft Living Area |
| 1st Floor Area | 1,150 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Lot Area | 4,106 sqft (0.094 acres) |
| Lot Dimensions | 115 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | NISK |
|---|---|
| Street Address | 1037 PALMER AVE |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5810 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Local Zoning Code | 02 |
| Legal Description | 85 P/O C/P LOT AND GARAGE |
| Legal Subdivision | UNION PLOT BELONGING TO AMOS GATES |
| Legal Block | 4 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1037 PALMER AVE, SCHENECTADY, NY 12309-5810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $998.00 (+0.71%) | ||
| 2025 | $991.00 (+1.02%) | $24,200 (-) Land $12,700 Building $11,500 | $40,073 (+30.82%) Land $21,030 Building $19,043 |
| 2023 | $24,200 (-) Land $12,700 Building $11,500 | $30,633 (+3.8%) Land $16,076 Building $14,557 | |
| 2022 | $24,200 Land $12,700 Building $11,500 | $29,512 Land $15,488 Building $14,024 | |
| 2021 | $981.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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