1019 N Mill Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1019 N Mill Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,985 sqft · built 2008
Lot Size	0.35 acres (15,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,400 (Jun 2013)
Tax Bill	$2,016 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`193.006.01007005`

Property Details

APN / Parcel Number

Primary APN	`193.006.01007005`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,985 sqft Living Area
Gross Area	2,785 sqft
1st Floor Area	1,435 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	15,242 sqft (0.35 acres)
Lot Dimensions	200 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	800 sqft
Pool Area	350 sqft
Porch	Open Frame Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1019 N MILL DR
City	FESTUS
State	MO
Zip	63028-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	LUCAS GARDEN TERRACE LOT 4
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	LUCAS GARDEN TERRACE
Legal Block	2
Legal Lot Number	4
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	2
Census Block	2016
Census Tract	700802

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1019 N MILL DR, FESTUS, MO 63028-1101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Feb 3, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 10, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
May 24, 2022	Warranty Deed, Transfer
Oct 21, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Nov 9, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2013 · Amount on Record
Deed Sale	Jun 13, 2013 · Amount on Record
Prior Sale	Sep 6, 2007 · Amount on Record
Deed Document Number	201323675
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1019 N MILL DR, FESTUS, MO 63028-1101
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 N MILL DR, FESTUS, MO 63028-1101

Mortgage

Document Number	0000033004
Date	Dec 17, 2025
Instrument	2025R-033004

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1019 N MILL DR, FESTUS, MO 63028-1101
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005086
Date	Feb 3, 2021
Instrument	2021R-005086

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1019 N MILL DR, FESTUS, MO 63028-1101
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 N MILL DR, FESTUS, MO 63028-1101

Mortgage

Document Number	0000019641
Date	Aug 10, 2023
Instrument	2023R-019641

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 24, 2022
Property Address	1019 N MILL DR, FESTUS, MO 63028-1101
Document Number	0000017398
Map Reference	MB 13 G 11
Instrument Date	May 23, 2022
Instrument	2022R-017398
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MONTGOMERY ST STE 350, 350, SAN FRANCISCO, CA 94104-1925
Investor	Possibly a Property Investor

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1019 N MILL DR, FESTUS, MO 63028-1101
Document Number	0000035297
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1019 N MILL DR FESTUS MO 630281101, FESTUS, MO 63028-1101

Mortgage

Document Number	0000035297
Date	Nov 12, 2019
Instrument	35297

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 11, 2034

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1019 N MILL DR, FESTUS, MO 63028-1101
Document Number	0000038352
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1019 N MILL DR FESTUS MO 630281101, FESTUS, MO 63028-1101

Mortgage

Document Number	0000038352
Date	Dec 5, 2017
Instrument	38352

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,200 (-) Land $1,800 Building $37,400	$206,200 (-) Land $9,400 Building $196,800
2025	$2,016.00 (+0.05%)	$39,200 (+10.11%) Land $1,800 Building $37,400	$206,200 (-) Land $9,400 Building $196,800
2024	$2,015.00 (+0.5%)		$206,200 (+9.97%) Land $9,400 Building $196,800
2023	$2,005.00	$35,600 Land $1,800 Building $33,800	$187,500 Land $9,400 Building $178,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2018)
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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