1019 McLaughlin St, Richmond, CA 94805 Property Records

Contra Costa County property record for 1019 McLaughlin St, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,247 sqft · built 1954
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jul 2014)
Tax Bill	$7,068 (2025)
Deeds & Mortgages	Nov 2017 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`523-011-029-7`

Property Details

APN / Parcel Number

Primary APN	`523-011-029-7`
Alternative APN	`523-011-029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,247 sqft Living Area
1st Floor Area	1,247 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1019 MCLAUGHLIN ST
City	RICHMOND
State	CA
Zip	94805-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EAST RICHMOND BLVD 18 9
Legal Subdivision	EAST RICHMOND BOULE
Legal Block	9
Legal Lot Number	18
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1003
Census Tract	371000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1019 MCLAUGHLIN ST, RICHMOND, CA 94805-1043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage JWH FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2014 · Amount on Record
Deed Sale	Jul 17, 2014 · Amount on Record
Deed Document Number	2014117828
Prior Transfer Date	Jul 15, 2014
Prior Transfer Doc	0000117830
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1019 MCLAUGHLIN ST, RICHMOND, CA 94805-1043
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE 365 CORACPOLIS PA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000214885
Date	Nov 15, 2017
Instrument	2017-214885

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2037

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1019 MCLAUGHLIN ST, RICHMOND, CA 94805-1043
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 MCLAUGHLIN ST, RICHMOND, CA 94805-1043

Mortgage

Document Number	0000137145
Date	May 6, 2021
Instrument	2021-137145

Lender

Name	JWH FINANCIAL INC
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$398,404 (+2%) Land $245,174 Building $153,230
2025	$7,068.00 (+3.39%)	$390,593 (+4.04%) Land $240,367 Building $150,226
2023	$6,836.00 (+1.97%)	$375,428 Land $231,034 Building $144,394
2022	$6,704.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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