977 McLaughlin St, Richmond, CA 94805 Property Records

Contra Costa County property record for 977 McLaughlin St, Richmond, CA 94805

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,458 sqft · built 1943
Lot Size0.138 acres (6,000 sqft)
Owner2 Company Names on Record
Last Sale$258,000 (Dec 2003)
Tax Bill$8,673 (2025)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN523-021-003

Property Details

APN / Parcel Number

Primary APN523-021-003
Alternative APN
  • 523-021-003-0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,458 sqft Living Area
1st Floor Area1,458 sqft

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1948
Lot Area6,000 sqft (0.138 acres)
Garage TypeAttached
Garage Area242 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address977 MCLAUGHLIN ST
CityRICHMOND
StateCA
Zip94805-1020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionEAST RICHMOND BLVD 22 10
Legal SubdivisionEAST RICHMOND BLVD
Legal Block10
Legal Lot Number22
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1004
Census Tract371000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address60 MIWOK WAY, MILL VALLEY, CA 94941-4901
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2003 · Amount on Record
Deed SaleDec 1, 2003 · Amount on Record
Deed Document Number2003578021
Last Transfer DateJul 22, 2024
Transfer Doc0000075861
Record UpdatedOct 29, 2026

May 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateMay 25, 2018
Property Address977 MCLAUGHLIN ST, RICHMOND, CA 94805-1020
Document Number0000083517
Map ReferenceVOL 1 PG 19
Instrument DateMay 22, 2018
Instrument2018-083517
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanySTEWART TITLE OF CALIFORNIA

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address977 MCLAUGHLIN ST # 977A, 977A, RICHMOND, CA 94805-1020

Mortgage

Document Number0000083518
DateMay 25, 2018
Instrument2018-083518
Lender
NamePLATINUM HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$512,257 (+2%) Land $228,691 Building $283,566
2025$8,673.00 (+3.56%)$502,213 (+4.04%) Land $224,207 Building $278,006
2023$8,375.00 (+3.06%)$482,712 Land $215,501 Building $267,211
2022$8,126.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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