1019 Lake Front Dr, Edgewood, MD 21040 Property Records

Harford County property record for 1019 Lake Front Dr, Edgewood, MD 21040

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,584 sqft · built 1983
Lot Size	0.066 acres (2,880 sqft)
Owner	2 Individual Names on File
Last Sale	$211,000 (Sep 2022)
Tax Bill	$2,195 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-092537`

Property Details

APN / Parcel Number

Primary APN	`01-092537`
Alternative APNs	`1092537` `092537`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,584 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,880 sqft (0.066 acres)
Lot Dimensions	80 ft deep x 36 ft wide
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	092537
Street Address	1019 LAKE FRONT DR
City	EDGEWOOD
State	MD
Zip	21040-1316
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R4
Legal Description	LOT 41 36X80 1019 LAKEFRONT DRIVE WEST SHORE P 2 P 43/101
Legal Subdivision	WEST SHORE
Legal Lot Number	41
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1015
Census Tract	301707

Owner

1019 Lake Front Dr, a townhouse, is owned and occupied by two individuals who bought it in September 2022.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1019 LAKE FRONT DR, EDGEWOOD, MD 21040-1316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Minor or Ward

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2022 · Amount on File
Deed Sale	Sep 6, 2022 · Amount on File
Prior Sale	Jun 19, 1985 · Amount on File
Deed Book / Page	15659 / 448
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 6, 2022
Property Address	1019 LAKE FRONT DR, EDGEWOOD, MD 21040-1316
Document Number	0156590448
Book / Page	15659 / 448
Map Reference	MB 43 FO 101
Instrument Date	Aug 18, 2022
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1019 LAKE FRONT DR, EDGEWOOD, MD 21040-1316

Mortgage

Document Number	0156590455
Date	Sep 6, 2022
Instrument	15659-0455

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1019 Lake Front Dr was $2,195, up 14.7% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,195.00 (+14.74%)	$201,400 Land $40,500 Building $160,900	$201,400 Land $40,500 Building $160,900
2025	$1,913.00
2023		$162,600 Land $40,500 Building $122,100	$162,600 Land $40,500 Building $122,100
2022	$1,720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1019 Lake Front Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1019 Lake Front Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880