1017 Lake Front Dr, Edgewood, MD 21040 Property Records

Harford County property record for 1017 Lake Front Dr, Edgewood, MD 21040

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,296 sqft · built 1983
Lot Size	0.033 acres (1,440 sqft)
Owner	Trust Name on File
Last Sale	$53,900 (Sep 1983)
Tax Bill	$2,050 (2026)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-092545`

Property Details

APN / Parcel Number

Primary APN	`01-092545`
Alternative APNs	`1092545` `092545`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,296 sqft Total Area
Basement Area	468 sqft
Finished Basement	468 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,440 sqft (0.033 acres)
Lot Dimensions	80 ft deep x 18 ft wide
Deck Area	120 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	092545
Street Address	1017 LAKE FRONT DR
City	EDGEWOOD
State	MD
Zip	21040-1316
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R4
Legal Description	LOT 42 18X80 1017 LAKEFRONT DRIVE WEST SHORE P2 PT 43/101
Legal Subdivision	WEST SHORE
Legal Lot Number	42
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1015
Census Tract	301707

Owner

1017 Lake Front Dr, a townhouse, is held in a trust since August 2018.

Source: Harford County records, as of August 25, 2026

Owner of Record	Trust Name on File
Mailing Address	39 JOHNS RD, CHELTENHAM, PA 19012-1417
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 1983 · Amount on File
Deed Sale	Sep 21, 1983 · Amount on File
Deed Book / Page	1201 / 1036
Last Transfer Date	Aug 12, 2018
Transfer Doc	0129910348
Record Updated	Oct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 20, 2018
Property Address	1017 LAKE FRONT DR, EDGEWOOD, MD 21040-1316
Document Number	0129910348
Book / Page	012991 / 000348
Instrument Date	Aug 12, 2018
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1017 LAKE FRONT DR EDGEWOOD MD 210401316, EDGEWOOD, MD 21040-1316

Mortgage

Document Number	129910354
Date	Sep 20, 2018
Book Page	012991/000354

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1017 Lake Front Dr was $2,050, up 15.4% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,050.00 (+15.43%)	$188,100 (+7.16%) Land $40,000 Building $148,100	$188,100 (-) Land $40,000 Building $148,100
2025	$1,776.00	$175,533	$188,100 Land $40,000 Building $148,100
2023		$150,400 Land $40,000 Building $110,400	$150,400 Land $40,000 Building $110,400
2022	$1,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1017 Lake Front Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1017 Lake Front Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880