Emmet County property record for 1019 Hill St, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,999 sqft · built 2025 |
| Lot Size | 0.339 acres (14,789 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,858 (2024) |
| Deeds & Mortgages | Dec 2025 Transfer Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-200-033 |
| Primary APN | 52-19-05-200-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,999 sqft Living Area |
| 1st Floor Area | 1,999 sqft |
| Basement Area | 1,032 sqft |
| Unfinished Basement | 1,032 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 14,789 sqft (0.339 acres) |
| Garage Area | 484 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1019 HILL ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP R-2 |
| Legal Description | COM 40 RD 24 LKS N & 991.32' W OF SE COR OF SW 1/4 OF NE 1/4, TH W PAR TO CTR LN OF HILL ST 72' TO POB. TH W PAR TO CTR LN OF HILL ST 72', TH N 20 MIN W 203.28', TH E PAR TO CTR LN OF HILL ST 72', TH S 20 MIN E 203.28' TO POB. SECTION 5, T34N, R5W. |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 970700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the East Mitchell Street Historic District listed 1986 · 284 contributing resources · NRIS 86001983 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1019 Hill St is owner-occupied and held in a trust since December 2010.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1019 HILL ST, PETOSKEY, MI 49770-2740 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Sep 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 30, 2010 |
| Transfer Doc | 1131/201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Dec 12, 2025 |
| Property Address | 1019 HILL ST, PETOSKEY, MI 49770-2740 |
| Document Number | 001271/876 |
| Book / Page | 1271 / 876 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 5224912 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1019 HILL ST, PETOSKEY, MI 49770-2740 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1019 HILL ST, PETOSKEY, MI 49770-2740 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1019 HILL ST, PETOSKEY, MI 49770-2740 |
| Document Number | 0000001269/0000000988 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 0000001269/0000000988 |
| Instrument | 5223020 |
| Name | MERCANTILE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Oct 1, 2020 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,300 (-0.59%) Land $184,300 | $368,600 (-0.59%) Land $368,600 | |
| 2025 | $185,400 Land $185,400 | $370,800 Land $370,800 | |
| 2024 | $2,858.00 | ||
| 2023 | $136,900 Land $136,900 | $273,800 Land $273,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1019 Hill St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1019 Hill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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