Emmet County property record for 1015 Hill St, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,958 sqft · built 1987 |
| Lot Size | 0.341 acres (14,863 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $812,500 (Mar 2025) |
| Tax Bill | $9,823 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-200-032 |
| Primary APN | 52-19-05-200-032 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,958 sqft Living Area |
| 1st Floor Area | 2,219 sqft |
| Basement Area | 2,219 sqft |
| Unfinished Basement | 2,219 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 14,863 sqft (0.341 acres) |
| Garage Area | 816 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1015 HILL ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP R-2 |
| Legal Description | COM 40 RD 24 LKS N & 991.32 FT W OF SE COR OF SW 1/4 OF NE 1/4, TH W PAR TO CTR LN OF HILL ST 72 FT TO POB, TH CONT W PAR TO CTR LN OF HILL ST 72 FT, TH N00?20'W 203.28 FT, TH E PAR TO CTR LN OF HILL ST 72 FT, TH S00?20'E 203.28 FT TO POB. SECTION 5, |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | SW4NE4S5 T34N R5W |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 970700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the East Mitchell Street Historic District listed 1986 · 284 contributing resources · NRIS 86001983 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1015 HILL ST, PETOSKEY, MI 49770-2740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2025 · Amount on Record |
| Deed Sale | Mar 19, 2025 · Amount on Record |
| Prior Sale | Oct 4, 2010 · Amount on Record |
| Deed Document Number | 20255218979 |
| Deed Book / Page | 1265 / 950 |
| Last Transfer Date | Apr 21, 2025 |
| Transfer Doc | 001266/717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1015 HILL ST, PETOSKEY, MI 49770-2740 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1015 HILL ST, PETOSKEY, MI 49770-2740 |
| Document Number | 0000001241/0000000053 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 0000001241/0000000053 |
| Instrument | 5194027 |
| Name | FIRST COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $450,000 (-19.87%) Land $450,000 | $900,000 (-19.87%) Land $900,000 | |
| 2025 | $561,600 (+37.51%) Land $561,600 | $1,123,200 (+37.51%) Land $1,123,200 | |
| 2024 | $9,823.00 | ||
| 2023 | $408,400 Land $408,400 | $816,800 Land $816,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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