1019 Garland Ave, Sebring, FL 33875 Property Records

Highlands County property record for 1019 Garland Ave, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,832 sqft · built 2008
Lot Size	0.258 acres (11,246 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Aug 2007)
Tax Bill	$1,465 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-01-35-28-030-0230-0090`

Property Details

APN / Parcel Number

Primary APN	`C-01-35-28-030-0230-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,832 sqft Living Area
1st Floor Area	1,380 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,246 sqft (0.258 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Finished
Garage Area	651 sqft
Driveway	Driveway
Driveway Area	1,050 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	233 sqft
Shed	1 Shed
Shed Area	288 sqft
Gazebo	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	1019 GARLAND AVE
City	SEBRING
State	FL
Zip	33875-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE HAVEN EST SEC 2 PB 7 PG 61 LOT 9 BLK 23
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN EST
Legal Block	23
Legal Lot Number	9 19
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1059
Census Tract	961301

Owner

1019 Garland Ave is owned and occupied by an individual who bought it in August 2007.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Mailing Address	1019 GARLAND AVE, SEBRING, FL 33875-1328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Dec 28, 2022	Deed of Trust, Mortgage · FHA Mortgage GLOBAL EQUITY FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2007 · Amount on File
Deed Sale	Aug 20, 2007 · Amount on File
Deed Document Number	0002092818
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 18, 2026
Property Address	1019 GARLAND AVE, SEBRING, FL 33875-1328
Document Number	0002317844
Book / Page	3199 / 1207
Instrument Date	Jun 11, 2026
Instrument	20262317844
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 GARLAND AVE, SEBRING, FL 33875-1328

Mortgage

Document Number	0002317844,
Date	Jun 18, 2026
Book Page	3199/1207
Instrument	20262317844

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 7, 2046

Interest

Rate	6.36%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	1019 GARLAND AVE, SEBRING, FL 33875-1328
Transaction Type	Mortgage
Record Updated	Jan 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 GARLAND AVE, SEBRING, FL 33875-1328

Mortgage

Document Number	0002130228
Date	Dec 28, 2022
Book Page	2949/705
Instrument	2130228

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92126

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,608	$242,714 Land $21,938 Building $220,776
2024	$1,465.00 (+3.39%)
2023	$1,417.00 (+2.46%) Homeowner's exemption	$117,569 (+3%)	$244,121 (+15.71%) Land $18,000 Building $226,121
2022	$1,383.00 Homeowner's exemption	$114,145	$210,985 Land $13,500 Building $197,485

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1019 Garland Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1019 Garland Ave is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHEPHERD S/D private · serves 100 people · EPA ID FL6532344
Water Source	Groundwater
Last State Inspection	Apr 2022
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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