1012 Garland Ave, Sebring, FL 33875 Property Records

Highlands County property record for 1012 Garland Ave, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,699 sqft · built 2020
Lot Size	0.234 acres (10,217 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Oct 2020)
Tax Bill	$2,074 (2024)
Deeds & Mortgages	May 2023 Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-01-35-28-030-0220-0160`

Property Details

APN / Parcel Number

Primary APN	`C-01-35-28-030-0220-0160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,699 sqft Living Area
Flooring	Cork
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,217 sqft (0.234 acres)
Lot Dimensions	125 ft deep x 82 ft wide
Garage Type	Finished
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	544 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	1012 GARLAND AVE
City	SEBRING
State	FL
Zip	33875-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE HAVEN EST SEC 2 PB 7 - PG 61 LOT 16 BLK 22
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN EST
Legal Block	22
Legal Lot Number	16
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1058
Census Tract	961301

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 GARLAND AVE, SEBRING, FL 33875-1324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Oct 23, 2020	Warranty Deed, Transfer · FHA Mortgage AMERIS BANK
May 23, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 27, 2018	Warranty Deed, Transfer HEARTLAND TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	May 23, 2019 · Amount on Record
Deed Document Number	2003812
Deed Book / Page	2780 / 214
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	1012 GARLAND AVE, SEBRING, FL 33875-1324
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 GARLAND AVE, SEBRING, FL 33875-1324

Mortgage

Document Number	0002152553
Date	May 23, 2023
Book Page	2977/118
Instrument	2152553

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Nov 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 23, 2020
Property Address	1012 GARLAND AVE, SEBRING, FL 33875-1324
Document Number	0002003812
Book / Page	2780 / 214
Map Reference	MB 7 PG 61
Instrument Date	Oct 19, 2020
Instrument	2003812
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	779 PINES BLVD, 779, PEMBROKE PINES, FL 33024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 GARLAND AVE, SEBRING, FL 33875-1324

Mortgage

Document Number	0002780216
Date	Oct 23, 2020
Instrument	2780/216

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 23, 2019
Property Address	1012 GARLAND AVE, SEBRING, FL 33875-1324
Document Number	0001941407
Book / Page	002693 / 001741
Instrument Date	May 17, 2019
Instrument	1941407
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$147.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1251 NE 108TH ST #622 MIAMI FL 331617366, 622, MIAMI, FL 33161-7366

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 27, 2018
Property Address	1012 GARLAND AVE, SEBRING, FL 33875-1324
Document Number	0001912676
Book / Page	002657 / 001172
Instrument Date	Sep 19, 2018
Instrument	1912676
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	HEARTLAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$105.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	230 W MAIN ST WAUCHULA FL 338732822, WAUCHULA, FL 33873-2822

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$176,886 (+7.63%)	$233,844 (+0.28%) Land $14,991 Building $218,853
2024	$2,074.00 (+2.32%)
2023	$2,027.00 (+1.65%) Homeowner's exemption	$164,353 (+3%)	$233,187 (+15.96%) Land $12,300 Building $220,887
2022	$1,994.00 Homeowner's exemption	$159,566	$201,087 Land $9,225 Building $191,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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