Monroe County property record for 1019 Driftwood Ln, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,511 sqft · built 2005 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Company Name on Record |
| Last Sale | $225,000 (Jun 2018) |
| Tax Bill | $5,851 (2025) |
| Deeds & Mortgages | Feb 2021 Construction Loan Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-35-265-036-000 |
| Primary APN | 07-35-265-036-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,511 sqft Living Area |
| 1st Floor Area | 1,511 sqft |
| Basement Area | 1,511 sqft |
| Unfinished Basement | 1,511 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 704 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,073 sqft |
| Porch | Slab |
| Porch Area | 56 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1019 DRIFTWOOD LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 36 SILVERCREEK CROSSING |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 35 |
| Legal Subdivision | SILVERCREEK CROSSING |
| Legal Lot Number | 36 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 27 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1019 DRIFTWOOD LN, WATERLOO, IL 62298-2787 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Construction Mortgage STATE BANK |
| Oct 3, 2019 | Quit Claim Deed, Transfer · Conventional with PMI STATE BK/WATERLOO |
| Jun 1, 2018 | Grant Deed, Transfer · Conventional with PMI STATE BK/WATERLOO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2018 · Amount on Record |
| Deed Sale | Jun 1, 2018 · Amount on Record |
| Deed Document Number | 2018396163 |
| Last Transfer Date | Sep 25, 2019 |
| Transfer Doc | 0000403976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1019 DRIFTWOOD LN, WATERLOO, IL 62298-2787 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000414841 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 414841 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Oct 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 3, 2019 |
| Property Address | 1019 DRIFTWOOD LN, WATERLOO, IL 62298-2787 |
| Document Number | 0000403976 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 403976 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2019 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1019 DRIFTWOOD LN WATERLOO IL 622982787, WATERLOO, IL 62298-2787 |
| Document Number | 403977 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 403977 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2049 |
| Rate | 3.37% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 1, 2018 |
| Property Address | 1019 DRIFTWOOD LN, WATERLOO, IL 62298-2787 |
| Document Number | 0000396163 |
| Instrument Date | May 31, 2018 |
| Instrument | 396163 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $337.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1019 DRIFTWOOD LN WATERLOO IL 622982787, WATERLOO, IL 62298-2787 |
| Document Number | 396164 |
|---|---|
| Date | Jun 1, 2018 |
| Instrument | 396164 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2048 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,851.00 (+5.88%) Homeowner's exemption | $101,650 (+25.82%) Land $16,650 Building $85,000 | $304,950 (+25.82%) Land $49,950 Building $255,000 |
| 2024 | $5,526.00 | ||
| 2022 | Additional exemption filed | $80,790 Land $15,330 Building $65,460 | $242,370 Land $45,990 Building $196,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1993) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
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