Monroe County property record for 1011 Driftwood Ln, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,092 sqft · built 2004 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,413 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-35-265-038-000 |
| Primary APN | 07-35-265-038-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 890 sqft |
| Unfinished Basement | 890 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 440 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 594 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 262 sqft |
| Patio Area | 262 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1011 DRIFTWOOD LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 38 SILVERCREEK CROSSING |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 35 |
| Legal Subdivision | SILVERCREEK CROSSING |
| Legal Lot Number | 38 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 27 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 600501 |
1011 Driftwood Ln is owned and occupied by an individual who acquired it in June 2020.
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1011 DRIFTWOOD LN, WATERLOO, IL 62298-2787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 1, 2020 |
| Transfer Doc | 0000408374 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1011 Driftwood Ln was $4,413 with a homeowner's exemption, up 6.2% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,413.00 (+6.23%) Homeowner's exemption | $82,870 Land $16,310 Building $66,560 | $248,610 Land $48,930 Building $199,680 |
| 2024 | $4,154.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $66,700 Land $15,120 Building $51,580 | $200,100 Land $45,360 Building $154,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1011 Driftwood Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1993) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1011 Driftwood Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
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