1019 Crouse Mill Rd, Keymar, MD 21757 Property Records

Carroll County property record for 1019 Crouse Mill Rd, Keymar, MD 21757 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,872 sqft · built 1987
Lot Size	2.37 acres (103,237 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jan 2023)
Tax Bill	$5,264 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-005272`

Property Details

APN / Parcel Number

Primary APN	`10-005272`
Alternative APN	`005272`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,872 sqft Total Area
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	103,237 sqft (2.37 acres)
Garage Type	Detached
Garage Area	1,380 sqft
Parking Spaces	5 Parking Spaces
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	005272
Street Address	1019 CROUSE MILL RD
City	KEYMAR
State	MD
Zip	21757-9116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 - 2.37 ACS 1019 CROUSE MILL RD 22- RAYMOND T MURPHY PROP
Legal Subdivision	RAYMOND T MURPHY PROPERTY
Legal Lot Number	3
Jurisdiction	CARROLL MD
Township / Civil Division	10, MIDDLEBURG
Census Block Group	1
Census Block	1016
Census Tract	510000

Owner

Source: Carroll County records · APN 10-005272

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1019 CROUSE MILL RD, KEYMAR, MD 21757-9116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed, Transfer · Conventional Mortgage M & T BANK
Mar 23, 2018	Deed, Transfer · VA Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2023 · Amount on Record
Deed Sale	Jan 27, 2023 · Amount on Record
Prior Sale	Mar 23, 2018 · Amount on Record
Deed Document Number	2023
Deed Book / Page	10970 / 496
Transfer Doc	0026960626
Record Updated	Sep 20, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 27, 2023
Property Address	1019 CROUSE MILL RD, KEYMAR, MD 21757-9116
Document Number	0109700496
Book / Page	10970 / 496
Map Reference	MB 22 FO 5
Instrument Date	Jan 25, 2023
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1019 CROUSE MILL RD, KEYMAR, MD 21757-9116

Mortgage

Document Number	0109700502
Date	Jan 27, 2023
Instrument	10970-0502

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2033
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	Other
Margin	3
Max Rate	10.5%

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 23, 2018
Property Address	1019 CROUSE MILL RD, KEYMAR, MD 21757-9116
Document Number	0089690476
Book / Page	8969 / 0476
Map Reference	MB22 FO5
Instrument Date	Mar 13, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	KEYMAR, MD 21757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 CROUSE MILL RD, KEYMAR, MD 21757-9116

Mortgage

Document Number	0008969483
Date	Mar 23, 2018
Instrument	8969/483

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,100 (+8.26%) Land $138,700 Building $364,400	$503,100 (-) Land $138,700 Building $364,400
2025	$5,264.00 (+20.1%)	$464,700 (+19.8%)	$503,100 (+29.7%) Land $138,700 Building $364,400
2023	$4,383.00	$387,900 Land $138,700 Building $249,200	$387,900 Land $138,700 Building $249,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135100001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	45 (1978–2021)
Claims Outside the SFHA	8 of 45
Most Recent Claim	Sep 2021, river or lake flooding
Claims By Storm	Severe Storms And Flooding, Jan 1996 · 13 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	25 / 3

May also be available at this address: Trive Capital Management, One Ring Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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