1009 Crouse Mill Rd, Keymar, MD 21757 Property Records

Carroll County property record for 1009 Crouse Mill Rd, Keymar, MD 21757

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,016 sqft · built 1984
Lot Size	2.42 acres (105,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Nov 2018)
Tax Bill	$3,695 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-005256`

Property Details

APN / Parcel Number

Primary APN	`10-005256`
Alternative APN	`005256`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,016 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	105,415 sqft (2.42 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces
Deck Area	256 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	005256
Street Address	1009 CROUSE MILL RD
City	KEYMAR
State	MD
Zip	21757-9116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 1 - 2.42 ACS 1009 CROUSE MILL RD 22-5 MURPHY PROPERTY
Legal Subdivision	RAYMOND T MURPHY PROPERTY
Legal Lot Number	1
Jurisdiction	CARROLL MD
Township / Civil Division	10, MIDDLEBURG
Census Block Group	1
Census Block	1016
Census Tract	510000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1009 CROUSE MILL RD, KEYMAR, MD 21757-9116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit FEDERAL FINANCIAL FEDERAL CREDIT UNION
Nov 29, 2018	Grant Deed, Transfer RICH 2014 FAM L/TR (LT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2018 · Amount on Record
Deed Sale	Nov 29, 2018 · Amount on Record
Prior Sale	May 17, 1983 · Amount on Record
Deed Book / Page	9174 / 467
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Jul 24, 2026
Property Address	1009 CROUSE MILL RD, KEYMAR, MD 21757-9116
Document Number	1181000336
Book / Page	11818 / 336
Instrument Date	Jul 6, 2026
Transaction Type	Mortgage
Record Updated	Aug 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1009 CROUSE MILL RD, KEYMAR, MD 21757-9116

Mortgage

Document Number	1181000336,
Date	Jul 24, 2026
Book Page	11818/336

Lender

Name	FEDERAL FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 31, 2046

Interest

Rate Type	Adjustable Rate
Rate	9%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 29, 2018
Property Address	1009 CROUSE MILL RD, KEYMAR, MD 21757-9116
Document Number	0091740467
Book / Page	009174 / 000467
Instrument Date	Sep 16, 2018
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1009 CROUSE MILL RD KEYMAR MD 217579116, KEYMAR, MD 21757-9116

Mortgage

Document Number	91740473
Date	Nov 29, 2018
Book Page	009174/000473

Lender

Name	RICH 2014 FAM L/TR (LT)
Address	521 EDGEWOOD DR, RIO VISTA, CA 94571-9793

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2048

Interest

Rate	4%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,695.00 (+7.82%)	$324,600 (+28.45%) Land $139,200 Building $185,400	$324,600 (+28.45%) Land $139,200 Building $185,400
2025	$3,427.00 (+20.04%)
2023	$2,855.00	$252,700 Land $139,200 Building $113,500	$252,700 Land $139,200 Building $113,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	45 (1978–2021)
Claims Outside the SFHA	8 of 45
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: EarthLink Business, MN FWA Buyer.

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