1019 15th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1019 15th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeMulti-Family Dwellings
Lot Size0.186 acres (8,143 sqft)
Owner2 Individual Names on Record
Last Sale$79,900 (Dec 2014)
Tax Bill$3,558 (2025)
Deeds & MortgagesJun 2020 Loan Modification
May 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN85-413-3330

Property Details

APN / Parcel Number

Primary APN85-413-3330
Alternative APNs
  • 85-00413-3330
  • 42979

Exterior

Architectural StyleMulti-Family
Lot Area8,143 sqft (0.186 acres)

Location & Zoning

Street Address1019 15TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-1747
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionSLY 34FT OF LOT 4 & NLY 38FT OF LOT 5, BLK 133 EX PT E OF A LINE 66 FT W OF E SEC LINE OF SEC 1
Legal Range31W
Legal Township35N
Legal Section01
Legal SubdivisionWAITES ADDITION - BLKS OVER 99
Legal Block133
Legal Lot Number4-5
JurisdictionSHERBURNE MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2010
Census Tract31500

Owner

Source: Sherburne County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1, BECKER, MN 55308-0001
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2020Loan Modification, Mortgage
MINNWEST BK
May 21, 2018Warranty Deed, Transfer · Line of Credit
MINNWEST BK S

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2014 · Amount on Record
Deed SaleDec 4, 2014 · Amount on Record
Prior SaleApr 7, 1999 · Amount on Record
Deed Document Number2014796517
Record UpdatedJun 8, 2026

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHERBURNE MN
Property Address1019 15TH AVE SE, SAINT CLOUD, MN 56304-1747
Document Number0000897264
Instrument DateJun 22, 2020
Transaction TypeMortgage
Record UpdatedSep 16, 2020
Title CompanyQUDARY TITLE, QUARRY TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1019 15TH AVE SE ST CLOUD MN 563041747, ST CLOUD, MN 56304-1747

Mortgage

Document Number0000897264
DateAug 5, 2020
Instrument897264
Lender
NameMINNWEST BK
TypeBank
Agreement
AmountAmount Recorded
Term60 Months
DueAug 4, 2025

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateMay 21, 2018
Property Address1019 15TH AVE SE, SAINT CLOUD, MN 56304-1747
Document Number0000856348
Instrument DateMay 17, 2018
Instrument856348
Transaction TypeTransfer
Record UpdatedJun 4, 2018
Title CompanyQUDARY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$321.75
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 1 BECKER MN 553080001, BECKER, MN 55308-0001

Mortgage

Document Number856349
DateMay 21, 2018
Instrument856349
Lender
NameMINNWEST BK S
TypeBank
AddressST CLOUD, MN 56302-7429
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMay 20, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,558.00 (+31.19%)$197,400 (+11.59%) Land $40,000 Building $157,400$197,400 (+11.59%) Land $40,000 Building $157,400
2023$2,712.00$176,900 Land $30,000 Building $146,900
2021$176,900 Land $30,000 Building $146,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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