1015 15th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1015 15th Ave SE, Saint Cloud, MN 56304 · Last verified April 2026

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	0.185 acres (8,074 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Jun 2020)
Tax Bill	$3,558 (2025)
Deeds & Mortgages	Jun 2020 Loan Modification Jun 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`85-413-3320`

Property Details

APN / Parcel Number

Primary APN	`85-413-3320`
Alternative APNs	`85-00413-3320` `42978`

Exterior

Architectural Style	Multi-Family
Lot Area	8,074 sqft (0.185 acres)

Location & Zoning

Street Address	1015 15TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-1747
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	LOT THREE (3),EXCEPT THE NORTHERLY 4 FEET AND NORTHERLY 21 FEET OF LOT FOUR (4),IN BLOCK ONE HUNDRED THIRTY-THREE,IN WAITE'S ADDITION TO EAST ST. CLOUD, SHERBURNE COUNTY, MINNESOTA, BEING PART OF THE SOUTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECT
Legal Range	31W
Legal Township	35N
Legal Section	01
Legal Subdivision	WAITES ADDITION - BLKS OVER 99
Legal Block	1
Legal Lot Number	THREE
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2010
Census Tract	31500

Owner

Source: Sherburne County records · APN 85-413-3320

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1, BECKER, MN 55308-0001
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Loan Modification, Mortgage MINNWEST BK
Jun 22, 2020	Warranty Deed, Transfer QUARRY TITLE
Sep 22, 2019	Loan Modification, Mortgage · Conventional Mortgage LIBERTY BK MN
Mar 01, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2020 · Amount on Record
Deed Sale	Jun 22, 2020 · Amount on Record
Prior Sale	Aug 06, 2009 · Amount on Record
Deed Document Number	2020894174
Record Updated	Jun 08, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHERBURNE MN
Property Address	1015 15TH AVE SE, SAINT CLOUD, MN 56304-1747
Document Number	0000897264
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	QUDARY TITLE, QUARRY TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1015 15TH AVE SE ST CLOUD MN 563041747, ST CLOUD, MN 56304-1747

Mortgage

Document Number	0000897264
Date	Aug 05, 2020
Instrument	897264

Lender

Name	MINNWEST BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 04, 2025

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jun 22, 2020
Property Address	1015 15TH AVE SE, SAINT CLOUD, MN 56304-1747
Document Number	0000894174
Instrument Date	Jun 01, 2020
Instrument	894174
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	QUARRY TITLE

Transaction

Amount	Amount Recorded
Tax	$346.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1, BECKER, MN 55308-0001

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHERBURNE MN
Property Address	1015 15TH AVE SE, SAINT CLOUD, MN 56304-1747
Document Number	0000881777
Instrument Date	Sep 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1015 15TH AVE SE ST CLOUD MN 563041747, ST CLOUD, MN 56304-1747

Mortgage

Document Number	0000881777
Date	Nov 07, 2019
Instrument	881777

Lender

Name	LIBERTY BK MN
Address	ST CLOUD, MN 56301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 06, 2024

Interest

Rate	6%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Mar 01, 2017
Property Address	1015 15TH AVE SE, SAINT CLOUD, MN 56304-1747
Document Number	0000835100
Instrument Date	Mar 01, 2017
Instrument	835100
Transaction Type	Transfer
Record Updated	Mar 09, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14309 289TH ST COLD SPRING MN 563204591, COLD SPRING, MN 56320-4591

Tax Assessment & Valuation

Source: Sherburne County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,558.00 (+31.19%)	$197,400 (+11.59%) Land $40,000 Building $157,400	$197,400 (+11.59%) Land $40,000 Building $157,400
2023	$2,712.00	$176,900 Land $30,000 Building $146,900
2021			$176,900 Land $30,000 Building $146,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sherburne County (27141C), updated November 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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