10188 Melody Ridge Ct, Clermont, FL 34711 Property Records

Lake County property record for 10188 Melody Ridge Ct, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,084 sqft · built 2021
Lot Size	0.241 acres (10,493 sqft)
Owner	Individual Name on Record
Last Sale	$429,580 (May 2021)
Tax Bill	$5,599 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-23-25-0010-000-00200`

Property Details

APN / Parcel Number

Primary APN	`12-23-25-0010-000-00200`
Alternative APNs	`252312001000000200` `3911730`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,084 sqft Living Area
Gross Area	3,635 sqft
1st Floor Area	2,684 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2024
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	10,493 sqft (0.241 acres)
Garage Type	Attached
Garage Area	551 sqft
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3911730
Street Address	10188 MELODY RIDGE CT
City	CLERMONT
State	FL
Zip	34711-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLORENCE LAKE RIDGE PB 70 PG 38-40 LOT 2 ORB 5707 PG 602 ORB 6453 PG 2076
Legal Range	25E
Legal Township	23S
Legal Section	12
Legal Subdivision	FLORENCE LAKE RIDGE
Legal Tract	A-E,RW-1
Legal Lot Number	2
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1000
Census Tract	31322

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10188 MELODY RIDGE CT, CLERMONT, FL 34711-9208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC
Jan 28, 2020	Grant Deed, Transfer STEEL CITY TITLE INC, STEEL CTY TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Deed Document Number	202165371
Deed Book / Page	5707 / 602
Last Transfer Date	Dec 23, 2024
Transfer Doc	0064532076
Record Updated	Jun 8, 2026

May 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 11, 2021
Property Address	10188 MELODY RIDGE CT, CLERMONT, FL 34711-9208
Document Number	0057070602
Book / Page	5707 / 602
Map Reference	MB 70 PG 38-40
Instrument Date	Mar 26, 2021
Instrument	2021065371
Transaction Type	Subdivision Related Transfer
Record Updated	May 18, 2023
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,007.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10188 MELODY RIDGE CT, CLERMONT, FL 34711-9208

Mortgage

Document Number	0005707603
Date	May 11, 2021
Instrument	5707/603

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Jan 28, 2020
Property Address	10188 MELODY RIDGE CT, CLERMONT, FL 34711-9208
Document Number	0054121458
Book / Page	005412 / 001458
Instrument Date	Jan 16, 2020
Instrument	11079
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$5,600.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3999 W STATE ROAD 46 SANFORD FL 327719726, SANFORD, FL 32771-9726
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,970 (+2.9%)	$433,509 (-0.21%) Land $56,700 Building $376,809
2025		$417,860 (+5.98%) Land $56,700 Building $361,160	$434,401 (+1.25%) Land $56,700 Building $377,701
2024	$5,599.00 (+5.7%)
2023	$5,297.00 (+8.19%) Homeowner's exemption	$394,270 (+5.48%)	$429,053 (+3.2%) Land $56,700 Building $372,353
2022	$4,896.00 Homeowner's exemption	$373,788	$415,758 Land $56,700 Building $359,058

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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