10184 Melody Ridge Ct, Clermont, FL 34711 Property Records

Lake County property record for 10184 Melody Ridge Ct, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,478 sqft · built 2020
Lot Size	0.315 acres (13,728 sqft)
Owner	Individual Name on Record
Last Sale	$450,158 (Feb 2021)
Tax Bill	$4,087 (2024)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-23-25-0010-000-00100`

Property Details

APN / Parcel Number

Primary APN	`12-23-25-0010-000-00100`
Alternative APN	`3911729`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,478 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,728 sqft (0.315 acres)
Garage Type	Finished
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3911729
Street Address	10184 MELODY RIDGE CT
City	CLERMONT
State	FL
Zip	34711-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLORENCE LAKE RIDGE PB 70 PG 38-40 LOT 1 ORB 5645 PG 798
Legal Range	25E
Legal Township	23S
Legal Section	12
Legal Subdivision	FLORENCE LAKE RIDGE
Legal Tract	10
Legal Lot Number	1
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1000
Census Tract	31322

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10184 MELODY RIDGE CT, CLERMONT, FL 34711-9208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jan 28, 2020	Grant Deed, Transfer STEEL CITY TITLE INC, STEEL CTY TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Deed Document Number	2021022165
Deed Book / Page	5645 / 798
Record Updated	Jun 8, 2026

February 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 17, 2021
Property Address	10184 MELODY RIDGE CT, CLERMONT, FL 34711-9208
Document Number	0056450798
Book / Page	5645 / 798
Map Reference	MB 70 PG 38-40
Instrument Date	Dec 11, 2020
Instrument	2021022165
Transaction Type	Subdivision Related Transfer
Record Updated	May 18, 2023
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,151.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3999 W STATE ROAD 46, SANFORD, FL 32771-9726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10184 MELODY RIDGE CT, CLERMONT, FL 34711-9208

Mortgage

Document Number	0005645799
Date	Feb 17, 2021
Instrument	5645/799

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Jan 28, 2020
Property Address	10184 MELODY RIDGE CT, CLERMONT, FL 34711-9208
Document Number	0054121458
Book / Page	005412 / 001458
Instrument Date	Jan 16, 2020
Instrument	11079
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$5,600.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3999 W STATE ROAD 46 SANFORD FL 327719726, SANFORD, FL 32771-9726
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$299,650 (+5.98%) Land $63,000 Building $236,650	$446,297 (+1.5%) Land $63,000 Building $383,297
2024	$4,087.00 (+7.13%)
2023	$3,815.00 (+6.86%) Homeowner's exemption	$282,730 (+3%)	$439,703 (+2.64%) Land $63,000 Building $376,703
2022	$3,570.00 Homeowner's exemption	$274,500	$428,402 Land $63,000 Building $365,402

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: CenturyLink, Verizon.

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