Charlotte County property record for 10186 Winding River Rd, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,983 sqft · built 2014 |
| Lot Size | 0.148 acres (6,484 sqft) |
| Owner | Individual Name on File |
| Last Sale | $171,535 (Feb 2014) |
| Tax Bill | $2,345 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-23-22-351-002 |
| Primary APN | 41-23-22-351-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,983 sqft Living Area |
| Gross Area | 2,588 sqft |
| Flooring | Covered |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Composition/Composite |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,484 sqft (0.148 acres) |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 325 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 164 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004708775 |
|---|---|
| Old Parcel Number | 00724710233009 |
| Street Address | 10186 WINDING RIVER RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | CRE 003 0005 0002 CREEKSIDE PH 3 BLK5 LT 2 3841/2192 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 22 |
| Legal Subdivision | CREEKSIDE |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 10503 |
10186 Winding River Rd is owned and occupied by an individual who bought it in February 2014.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10186 WINDING RIVER RD, PUNTA GORDA, FL 33950-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2014 · Amount on File |
| Deed Sale | Feb 18, 2014 · Amount on File |
| Deed Document Number | 2244388 |
| Deed Book / Page | 3841 / 2192 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 10186 Winding River Rd was $2,345 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,345.00 Homeowner's exemption | $195,484 | $347,972 Land $35,000 Building $312,972 |
| 2023 | $3,022.00 (+3.81%) Homeowner's exemption | $183,343 (+3%) | $335,026 (-3.81%) Land $30,000 Building $305,026 |
| 2022 | $2,911.00 Homeowner's exemption | $178,003 | $348,307 Land $21,250 Building $327,057 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10186 Winding River Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10186 Winding River Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: CenturyLink, Hotwire Communications.
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