10183 Winding River Rd, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 10183 Winding River Rd, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,707 sqft · built 2010
Lot Size	0.137 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Aug 2025)
Tax Bill	$2,705 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-23-22-353-003`

Property Details

APN / Parcel Number

Primary APN	`41-23-22-353-003`
Alternative APNs	`0072471-019400-9` `10004708800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,707 sqft Living Area
Gross Area	2,412 sqft
Flooring	Covered

Exterior

Year Built	Built 2010
Architectural Style	Other
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.137 acres)
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	325 sqft
Porch	Porch
Porch Area	285 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004708800
Old Parcel Number	00724710194009
Street Address	10183 WINDING RIVER RD
City	PUNTA GORDA
State	FL
Zip	33950-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	CRE 003 0002 0012 CREEKSIDE PH 3 BLK2 LT 12 3531/910 CD3557/368 3876/776 4363/1137 DC4670
Legal Range	23E
Legal Township	41S
Legal Section	22
Legal Subdivision	CREEKSIDE
Legal Block	2
Legal Lot Number	12
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1017
Census Tract	10503

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	10183 WINDING RIVER RD, PUNTA GORDA, FL 33950-1306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Sep 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Prior Sale	Nov 18, 2024
Deed Document Number	3561400
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 2, 2020
Property Address	10183 WINDING RIVER RD, PUNTA GORDA, FL 33950-1306
Document Number	0046700184
Book / Page	4670 / 184
Map Reference	MB 19 PG 21A-21G
Instrument Date	Dec 1, 2020
Instrument	2878179
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10183 WINDING RIVER RD, 10183, PUNTA GORDA, FL 33950-1306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10183 WINDING RIVER RD, PUNTA GORDA, FL 33950-1306

Mortgage

Document Number	0004670185
Date	Dec 2, 2020
Instrument	4670/185

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 28, 2018
Property Address	10183 WINDING RIVER RD, PUNTA GORDA, FL 33950-1306
Document Number	0043631137
Book / Page	004363 / 001137
Instrument Date	Sep 28, 2018
Instrument	2649608
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Amount	Amount Recorded
Tax	$1,540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10183 WINDING RIVER RD PUNTA GORDA FL 339501306, PUNTA GORDA, FL 33950-1306

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,705.00 (-18.43%) Homeowner's exemption	$219,360 (+5.99%)	$324,778 (+5.39%) Land $40,000 Building $284,778
2023	$3,316.00 (+1.47%) Homeowner's exemption Widower's exemption	$206,969 (+3%)	$308,178 (-0.4%) Land $35,000 Building $273,178
2022	$3,268.00 Homeowner's exemption Widower's exemption	$200,941	$309,428 Land $25,500 Building $283,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	7 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Hotwire Communications.

Nearby Properties on Winding River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures