10183 45th Pl NE, Saint Michael, MN 55376 Property Records

Wright County property record for 10183 45th Pl NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,186 sqft · built 2000
Lot Size	0.5 acres (21,813 sqft)
Owner	2 Individual Names on Record
Last Sale	$334,900 (Jan 2022)
Tax Bill	$3,994 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-084-003010`

Property Details

APN / Parcel Number

Primary APN	`114-084-003010`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	4 Stories
Building Area	1,186 sqft Living Area
1st Floor Area	1,162 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	21,813 sqft (0.5 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10183 45TH PL NE
City	SAINT MICHAEL
State	MN
Zip	55376-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-120 RANGE-024 MAPLE RIDGE ESTATES 3RD ADDN LOT-001 BLOCK-003 01 BLOCK-003
Legal Range	024
Legal Township	120
Legal Section	11
Legal Subdivision	MAPLE RIDGE ESTATES
Legal Block	3
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	2
Census Block	2011
Census Tract	100803

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10183 45TH PL NE, SAINT MICHAEL, MN 55376-9422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage BELL BANK
Feb 11, 2022	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTANTS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Jul 9, 2010 · Amount on Record
Deed Document Number	20221376027
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	10183 45TH PL NE, SAINT MICHAEL, MN 55376-9422
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10183 45TH PL NE, SAINT MICHAEL, MN 55376-9422

Mortgage

Document Number	00A1588544
Date	Oct 29, 2025
Instrument	A1588544

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Feb 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 11, 2022
Property Address	10183 45TH PL NE, SAINT MICHAEL, MN 55376-9422
Document Number	00A1498585
Instrument Date	Jan 31, 2022
Instrument	A1498585
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	RESULTS TITLE, RESULTS TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10183 45TH PL NE, SAINT MICHAEL, MN 55376-9422

Mortgage

Document Number	00A1498586
Date	Feb 11, 2022
Instrument	A1498586

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	10183 45TH PL NE, SAINT MICHAEL, MN 55376-9422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MINNESOTA RIVER VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001417639
Date	Feb 3, 2020
Instrument	1417639

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTANTS
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,994.00 (+9.42%)	$357,000 (+1.77%) Land $105,000 Building $252,000	$357,000 (+1.77%) Land $105,000 Building $252,000
2025		$350,800 (+2.78%) Land $107,000 Building $243,800	$350,800 (+2.78%) Land $107,000 Building $243,800
2023	$3,650.00 (-1.78%)	$341,300 Land $105,900 Building $235,400	$341,300 Land $105,900 Building $235,400
2022	$3,716.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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