10154 45th Pl NE, Saint Michael, MN 55376 Property Records

Wright County property record for 10154 45th Pl NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,066 sqft · built 1999
Lot Size	0.319 acres (13,923 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (Oct 2018)
Tax Bill	$3,552 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-084-001120`

Property Details

APN / Parcel Number

Primary APN	`114-084-001120`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	4 Stories
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,923 sqft (0.319 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10154 45TH PL NE
City	SAINT MICHAEL
State	MN
Zip	55376-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-120 RANGE-024 MAPLE RIDGE ESTATES 3RD ADDN LOT-012 BLOCK-001 12 BLOCK-001
Legal Range	024
Legal Township	120
Legal Section	11
Legal Subdivision	MAPLE RIDGE ESTATES
Legal Block	1
Legal Lot Number	12
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	2
Census Block	2010
Census Tract	100803

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10154 45TH PL NE, SAINT MICHAEL, MN 55376-9422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Conventional with PMI NEW AMERICAN FNDG
Oct 10, 2018	Warranty Deed, Transfer · Conventional Mortgage MARKETPLACE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2018 · Amount on Record
Deed Sale	Oct 10, 2018 · Amount on Record
Prior Sale	Mar 7, 2000 · Amount on Record
Deed Document Number	20181381553
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	10154 45TH PL NE, SAINT MICHAEL, MN 55376-9422
Document Number	0001435594
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	EXECUTIVE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10154 45TH PL NE ST MICHAEL MN 553769422, ST MICHAEL, MN 55376-9422

Mortgage

Document Number	0001435594
Date	Aug 4, 2020
Instrument	1435594

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 10, 2018
Property Address	10154 45TH PL NE, SAINT MICHAEL, MN 55376-9422
Document Number	0001381553
Instrument Date	Sep 28, 2018
Instrument	1381553
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$782.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10154 45TH PL NE, SAINT MICHAEL, MN 55376-9422

Mortgage

Document Number	0001381554
Date	Oct 10, 2018
Instrument	1381554

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Mortgage

Document Number	0001381555
Date	Oct 10, 2018
Instrument	1381555

Lender

Name	MARKETPLACE HOME MORTGAGE LLC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2028

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,552.00 (+10.11%)	$323,600 (+2.41%) Land $105,000 Building $218,600	$323,600 (+2.41%) Land $105,000 Building $218,600
2025		$316,000 (+4.32%) Land $107,000 Building $209,000	$316,000 (+4.32%) Land $107,000 Building $209,000
2023	$3,226.00 (+5.56%)	$302,900 Land $105,900 Building $197,000	$302,900 Land $105,900 Building $197,000
2022	$3,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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