10181 Simms Station Rd, Dayton, OH 45458 Property Records

Montgomery County property record for 10181 Simms Station Rd, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,869 sqft · built 1987
Lot Size	0.654 acres (18,731 sqft)
Owner	2 Trust Names on File
Last Sale	$475,000 (Dec 2022)
Tax Bill	$10,124 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Nov 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`O67-28609-0007`

Property Details

APN / Parcel Number

Primary APN	`O67-28609-0007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,869 sqft Living Area
Gross Area	3,559 sqft
1st Floor Area	1,256 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Lot Area	18,731 sqft (0.654 acres)
Lot Dimensions	121 ft deep x 153 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	40 sqft
Deck Area	276 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10181 SIMMS STATION RD
City	DAYTON
State	OH
Zip	45458-9527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 NUTT ROAD MANOR
Legal Subdivision	NUTT ROAD MANOR
Legal Lot Number	11
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2012
Census Tract	40305

Owner

10181 Simms Station Rd is owner-occupied and held in a trust since October 2025.

Source: Montgomery County records, as of July 2, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10181 SIMMS STATION RD, DAYTON, OH 45458-9527
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Nov 5, 2025	Intrafamily Transfer, Transfer
Dec 15, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HAUBROCK FAMILY TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2022 · Amount on File
Deed Sale	Dec 15, 2022 · Amount on File
Prior Sale	Feb 1, 2000 · Amount on File
Deed Document Number	202277010
Last Transfer Date	Oct 30, 2025
Transfer Doc	0000062718
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	10181 SIMMS STATION RD, DAYTON, OH 45458-9527
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10181 SIMMS STATION RD, DAYTON, OH 45458-9527

Mortgage

Document Number	0000066797
Date	Sep 7, 2021
Instrument	2021-00066797

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Aug 16, 2046

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 5, 2025
Property Address	10181 SIMMS STATION RD, DAYTON, OH 45458-9527
Document Number	0000062718
Map Reference	MB 130 PG 2-2A
Instrument Date	Oct 30, 2025
Instrument	2025-00062718
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10181 SIMMS STATION RD, DAYTON, OH 45458-9527

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 15, 2022
Property Address	10181 SIMMS STATION RD, DAYTON, OH 45458-9527
Document Number	0000077010
Map Reference	MB 130 PG 2&2A
Instrument Date	Dec 1, 2022
Instrument	2022-00077010
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10181 SIMMS STATION RD, DAYTON, OH 45458-9527

Mortgage

Document Number	0000077011
Date	Dec 15, 2022
Instrument	2022-00077011

Lender

Name	HAUBROCK FAMILY TRUST
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10181 Simms Station Rd was $10,124.

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,124.00	$151,350 (-) Land $22,580 Building $128,770	$432,410 Land $64,500 Building $367,910
2024	$10,124.00 (+8.66%)	$151,350 (-) Land $22,580 Building $128,770
2023	$9,317.00 (+2.07%)	$151,350 (+29.01%) Land $22,580 Building $128,770	$432,410 Land $64,500 Building $367,910
2022	$9,128.00	$117,320 Land $17,500 Building $99,820
2020			$335,200 Land $50,000 Building $285,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10181 Simms Station Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10181 Simms Station Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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