10164 Simms Station Rd, Dayton, OH 45458 Property Records

Montgomery County property record for 10164 Simms Station Rd, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,467 sqft · built 1987
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Owner Names on File
Last Sale	$266,000 (Sep 2013)
Tax Bill	$8,955 (2024)
Deeds & Mortgages	Dec 2021 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`O67 28609 0020`

Property Details

APN / Parcel Number

Primary APN	`O67 28609 0020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,467 sqft Living Area
1st Floor Area	2,337 sqft
Basement Area	957 sqft
Finished Basement	957 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	44,867 sqft
Lot Dimensions	220 ft deep x 203 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	400 sqft
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10164 SIMMS STATION RD
City	DAYTON
State	OH
Zip	45458-9400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 NUTT ROAD MANOR
Legal Subdivision	NUTT ROAD MANOR
Legal Lot Number	32
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2000
Census Tract	40305

Owner

The current owner of 10164 Simms Station Rd bought it in September 2013.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	2 Owner Names on File
Mailing Address	10164 SIMMS STATION RD, DAYTON, OH 45458-9400
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 21, 2021	Deed of Trust, Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2013 · Amount on File
Deed Sale	Sep 12, 2013 · Amount on File
Prior Sale	Jun 27, 2006 · Amount on File
Deed Document Number	0000064691
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	10164 SIMMS STATION RD, DAYTON, OH 45458-9400
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10164 SIMMS STATION RD, DAYTON, OH 45458-9400
Investor	Possibly a Property Investor

Mortgage

Document Number	0000095222
Date	Dec 20, 2021
Instrument	2021-00095222

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	10164 SIMMS STATION RD, DAYTON, OH 45458-9400
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10164 SIMMS STATION RD, DAYTON, OH 45458-9400

Mortgage

Document Number	0000095595
Date	Dec 21, 2021
Instrument	2021-00095595

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 3, 2041

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$151,820 Land $22,580 Building $129,240
2024	$8,955.00 (-4.18%)
2023	$9,346.00 (+2.06%)	$151,820 (+29%) Land $22,580 Building $129,240	$433,760 Land $64,500 Building $369,260
2022	$9,157.00	$117,690 Land $17,500 Building $100,190
2020			$336,250 Land $50,000 Building $286,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10164 Simms Station Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10164 Simms Station Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Point Broadband.

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