10181 Laplata Rd, La Plata, MD 20646 Property Records

Charles County property record for 10181 Laplata Rd, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1987
Lot Size	2.28 acres (99,752 sqft)
Owner	Individual Name on File
Last Sale	$394,000 (Sep 2021)
Tax Bill	$12,013 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-021761`

Property Details

APN / Parcel Number

Primary APN	`01-021761`
Alternative APNs	`1021761` `021761`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	99,752 sqft
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	021761
Street Address	10181 LAPLATA RD
City	LA PLATA
State	MD
Zip	20646-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 2 SEC 2 LA PLATA PARK SUB
Legal Subdivision	LA PLATA PARK SUB
Legal Block	2
Legal Lot Number	2
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2018
Census Tract	851003

Owner

10181 Laplata Rd is owned and occupied by an individual who bought it in September 2021.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	10181 LAPLATA RD, LA PLATA, MD 20646-3224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2021 · Amount on File
Deed Sale	Sep 8, 2021 · Amount on File
Prior Sale	Dec 8, 2003 · Amount on File
Deed Book / Page	12054 / 104
Transfer Doc	0044820001
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 8, 2021
Property Address	10181 LAPLATA RD, LA PLATA, MD 20646-3224
Document Number	0120540104
Book / Page	12054 / 104
Map Reference	MB 6 FO 124
Instrument Date	Aug 20, 2021
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	BUYERS TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,955.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10181 LAPLATA RD, LA PLATA, MD 20646-3224

Mortgage

Document Number	12054109
Date	Sep 8, 2021
Instrument	12054/109

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10181 Laplata Rd was $12,013.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,100 (+11.97%) Land $160,300 Building $279,800	$440,100 (-) Land $160,300 Building $279,800
2025	$12,013.00	$393,067	$440,100 Land $160,300 Building $279,800
2023	$4,319.00	$299,000 Land $160,300 Building $138,700	$299,000 Land $160,300 Building $138,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10181 Laplata Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10181 Laplata Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250