10375 Laplata Rd, La Plata, MD 20646 Property Records

Charles County property record for 10375 Laplata Rd, La Plata, MD 20646

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,162 sqft · built 1959
Lot Size2.28 acres (99,317 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Nov 2017)
Tax Bill$13,904 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-025309

Property Details

APN / Parcel Number

Primary APN01-025309
Alternative APNs
  • 1025309
  • 025309

Interior

Full Baths4 Baths
Stories1 Story
Building Area3,162 sqft Living Area
1st Floor Area2,322 sqft
Basement Area840 sqft
Finished Basement840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area99,317 sqft
Garage TypeCarport
Garage Area264 sqft
CarportCarport
Carport Area264 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number025309
Street Address10375 LAPLATA RD
CityLA PLATA
StateMD
Zip20646-3226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 5 SEC 1 LA PLATA PARK SUB
Legal SubdivisionLA PLATA PARK SUB
Legal Block2
Legal Lot Number5
JurisdictionCHARLES MD
Township / Civil Division1, LA PLATA
Census Block Group2
Census Block2018
Census Tract851003

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address10375 LAPLATA RD, LA PLATA, MD 20646-3226
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 29, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Nov 2, 2017Grant Deed, Transfer · VA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2017 · Amount on File
Deed SaleNov 2, 2017 · Amount on File
Prior SaleJun 27, 2011 · Amount on File
Deed Book / Page10052 / 123
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address10375 LAPLATA RD, LA PLATA, MD 20646-3226
Transaction TypeMortgage
Record UpdatedJul 14, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0121330306
DateOct 13, 2021
Book Page12133/306
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address10375 LAPLATA RD, LA PLATA, MD 20646-3226
Transaction TypeMortgage
Record UpdatedJul 14, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0112460381
DateJul 29, 2020
Book Page11246/381
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term330 Months
DueJan 1, 2048

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateNov 2, 2017
Property Address10375 LAPLATA RD, LA PLATA, MD 20646-3226
Document Number0100520123
Book / Page010052 / 000123
Instrument DateOct 27, 2017
Transaction TypeTransfer
Record UpdatedNov 29, 2017
Title CompanyINTERSTATE TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$385.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10375 LAPLATA RD LA PLATA MD 206463226, LA PLATA, MD 20646-3226

Mortgage

Document Number100520129
DateNov 2, 2017
Book Page010052/000129
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$493,600 (+21.16%) Land $160,200 Building $333,400$493,600 (+21.16%) Land $160,200 Building $333,400
2025$13,904.00 (+141.6%)
2023$5,755.00$407,400 Land $160,200 Building $247,200$407,400 Land $160,200 Building $247,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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