10181 Concord Dr, Horace, ND 58047 Property Records

Cass County property record for 10181 Concord Dr, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$550,280 (Feb 2024)
Tax Bill	$4,787 (2023)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-1110-00170-010`

Property Details

APN / Parcel Number

Primary APN	`15-1110-00170-010`

Location & Zoning

Street Address	10181 CONCORD DR
City	HORACE
State	ND
Zip	58047-9005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 17 BLOCK: 1 ADDITION: MAPLE LAKE ESTATES ADDITION ADDITIONAL: MAPLE LAKE ESTATES ADDN LT 17 BLK 1 & THE N 6' OF LT 18
Legal Subdivision	MAPLE LAKE ESTATES ADD
Legal Tract	1
Legal Block	1
Legal Lot Number	17-18
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	2
Census Block	2029
Census Tract	40503

Owner

10181 Concord Dr is owned and occupied by an individual who bought it in February 2024.

Source: Cass County records, as of April 25, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10181 CONCORD DR, HORACE, ND 58047-9005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage BORDER BANK
Feb 7, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GATE CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2024 · Amount on File
Deed Sale	Feb 7, 2024 · Amount on File
Deed Document Number	1706078
Record Updated	Jun 7, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	10181 CONCORD DR, HORACE, ND 58047-9005
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001701639
Date	Nov 16, 2023
Instrument	1701639

Lender

Name	BORDER BANK
Type	Bank
Address	FARGO, ND 58106

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 15, 2024

February 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Feb 7, 2024
Property Address	10181 CONCORD DR, HORACE, ND 58047-9005
Document Number	0001706078
Map Reference	DOC 1652251
Instrument Date	Jan 30, 2024
Instrument	1706078
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 13, 2026
Title Company	FM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10181 CONCORD DR, HORACE, ND 58047-9005

Mortgage

Document Number	0001706079
Date	Feb 7, 2024
Instrument	1706079

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 1, 2023

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,787.00 (+1.59%)	$25,000 (+42.86%) Land $25,000	$50,000 (+42.86%) Land $50,000
2022	$4,712.00	$17,500 Land $17,500	$35,000 Land $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10181 Concord Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10181 Concord Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 53% of North Dakota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Oct 2024
Also Mapped Here	CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500

May also be available: Sparklight.

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