10160 Concord Dr, Horace, ND 58047 Property Records

Cass County property record for 10160 Concord Dr, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,428 sqft · built 2023
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,452 (2025)
Deeds & Mortgages	Apr 2023 Construction Loan Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-1110-00690-000`

Property Details

APN / Parcel Number

Primary APN	`15-1110-00690-000`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	1,428 sqft Living Area
Basement Area	1,285 sqft
Unfinished Basement	1,285 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Lot Area	10,498 sqft
Garage Type	Attached
Garage Area	696 sqft

Location & Zoning

Street Address	10160 CONCORD DR
City	HORACE
State	ND
Zip	58047-9011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 16 BLOCK: 3 ADDITION: MAPLE LAKE ESTATES ADDITION ADDITIONAL: MAPLE LAKE ESTATES ADDN LT 16 BLK 3 **PLATTED FRM
Legal Subdivision	MAPLE LAKE ESTATES ADDITION
Legal Block	3
Legal Lot Number	16
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	2
Census Block	2029
Census Tract	40503

Owner

Source: Cass County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10160 CONCORD DR, HORACE, ND 58047-9011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Construction Mortgage WESTERN STATE BANK
Dec 28, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BORDER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	10160 CONCORD DR, HORACE, ND 58047-9011
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001687908
Date	Apr 25, 2023
Instrument	1687908

Lender

Name	WESTERN STATE BANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 21, 2024

Interest

Rate Type	Adjustable Rate

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Dec 28, 2023
Property Address	10160 CONCORD DR, HORACE, ND 58047-9011
Document Number	0001703890
Instrument Date	Dec 22, 2023
Instrument	1703890
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 13, 2026
Title Company	FM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10160 CONCORD DR, HORACE, ND 58047-9011

Mortgage

Document Number	0001703891
Date	Dec 28, 2023
Instrument	1703891

Lender

Name	BORDER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	62 Months
Due	Feb 1, 2029

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,452.00 (+34.7%)	$157,150 (+528.6%) Land $35,700 Building $121,450	$314,300 (+528.6%) Land $71,400 Building $242,900
2023	$4,790.00 (+1.59%)	$25,000 (+42.86%) Land $25,000	$50,000 (+42.86%) Land $50,000
2022	$4,715.00	$17,500 Land $17,500	$35,000 Land $35,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 53% of North Dakota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Oct 2024
Also Mapped Here	CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500

May also be available: Sparklight.

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