1018 Wales Dr, La Plata, MD 20646 Property Records

Charles County property record for 1018 Wales Dr, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,760 sqft · built 1996
Lot Size	0.647 acres (28,181 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Feb 2026)
Tax Bill	$16,999 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-056492`

Property Details

APN / Parcel Number

Primary APN	`01-056492`
Alternative APNs	`1056492` `056492`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,760 sqft Living Area
Gross Area	4,384 sqft
1st Floor Area	1,472 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	28,181 sqft (0.647 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Pool Area	800 sqft
Deck Area	432 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	056492
Street Address	1018 WALES DR
City	LA PLATA
State	MD
Zip	20646-3542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-21
Legal Description	LOT 3 SEC 2 BLK C KINGS GRANT SUB TOWN OF LA PLATA
Legal Subdivision	TOWN OF LA PLATA
Legal Block	C
Legal Lot Number	3
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2007
Census Tract	851003

Owner

1018 Wales Dr is owned and occupied by two individuals who bought it in February 2026.

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1018 WALES DR, LA PLATA, MD 20646-3542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 27, 2026	Deed, Transfer · VA Mortgage NEXA MORTGAGE LLC
Oct 1, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 10, 2017	Deed, Transfer · VA Mortgage BOKF NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on File
Deed Sale	Feb 27, 2026 · Amount on File
Prior Sale	Aug 10, 2017 · Amount on File
Deed Book / Page	13973 / 324
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1018 WALES DR, LA PLATA, MD 20646-3542
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0124410411
Date	Mar 10, 2022
Book Page	12441/411

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Feb 27, 2026
Property Address	1018 WALES DR, LA PLATA, MD 20646-3542
Document Number	0139730324
Book / Page	13973 / 324
Map Reference	MB DGB 43 PL 72
Instrument Date	Feb 12, 2026
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	PASSPORT TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1018 WALES DR, LA PLATA, MD 20646-3542

Mortgage

Document Number	0013973333
Date	Feb 27, 2026
Instrument	13973/333

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1018 WALES DR, LA PLATA, MD 20646-3542
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0113570145
Date	Oct 1, 2020
Book Page	11357/145

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Aug 1, 2047

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Aug 10, 2017
Property Address	1018 WALES DR, LA PLATA, MD 20646-3542
Document Number	0099430299
Book / Page	9943 / 299
Map Reference	MB DGB43 PL72
Instrument Date	Jul 28, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	BRANNER TKITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1018 WALES DR, 1018, 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 WALES DR, LA PLATA, MD 20646-3542

Mortgage

Document Number	0009943306
Date	Aug 10, 2017
Instrument	9943/306

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1018 Wales Dr was $16,999.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	La Plata Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$585,900 (+7.01%) Land $99,000 Building $486,900	$585,900 (-) Land $99,000 Building $486,900
2025	$16,999.00	$547,533	$585,900 Land $99,000 Building $486,900
2023	$7,106.00	$470,800 Land $99,000 Building $371,800	$470,800 Land $99,000 Building $371,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1018 Wales Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1018 Wales Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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