1011 Wales Dr, La Plata, MD 20646 Property Records

Charles County property record for 1011 Wales Dr, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,248 sqft · built 1997
Lot Size	0.567 acres (24,713 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Dec 2018)
Tax Bill	$12,371 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-056344`

Property Details

APN / Parcel Number

Primary APN	`01-056344`
Alternative APNs	`1056344` `056344`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,248 sqft Living Area
Gross Area	2,840 sqft
1st Floor Area	1,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,713 sqft (0.567 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	056344
Street Address	1011 WALES DR
City	LA PLATA
State	MD
Zip	20646-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-21
Legal Description	LOT 5 SEC 2 BLK A KINGS GRANT SUB TOWN OF LA PLATA
Legal Subdivision	TOWN OF LA PLATA
Legal Block	A
Legal Lot Number	5
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2010
Census Tract	851003

Owner

1011 Wales Dr is owned and occupied by two individuals who bought it in December 2018.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1011 WALES DR, LA PLATA, MD 20646-3528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 27, 2018	Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY BK/CHESAPEAKE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018 · Amount on File
Deed Sale	Dec 27, 2018 · Amount on File
Prior Sale	Jan 9, 1998 · Amount on File
Deed Book / Page	10493 / 32
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1011 WALES DR, LA PLATA, MD 20646-3528
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0108400373
Date	Oct 24, 2019
Book Page	10840/373

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Feb 1, 2049

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Dec 27, 2018
Property Address	1011 WALES DR, LA PLATA, MD 20646-3528
Document Number	0104930032
Book / Page	10493 / 032
Map Reference	MB 43 FO 72
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	BUYERS TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 WALES DR, LA PLATA, MD 20646-3528

Mortgage

Document Number	0001049336
Date	Dec 27, 2018
Instrument	10493/36

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1011 WALES DR, LA PLATA, MD 20646-3528
Document Number	0101490270
Book / Page	010149 / 000270
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Feb 8, 2018
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 WALES DR LA PLATA MD 206463528, LA PLATA, MD 20646-3528

Mortgage

Document Number	0101490270
Date	Jan 29, 2018
Book Page	010149/000270

Lender

Name	COMMUNITY BK/CHESAPEAKE
Type	Bank
Address	WALDORF, MD 20601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 28, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1011 Wales Dr was $12,371 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	La Plata Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,800 Land $97,300 Building $347,500	$444,800 Land $97,300 Building $347,500
2025	$12,371.00
2023	$5,231.00 Homeowner's exemption	$346,100 Land $97,300 Building $248,800	$346,100 Land $97,300 Building $248,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1011 Wales Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1011 Wales Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wales Dr

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