1018 W 5th St, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 1018 W 5th St, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,337 sqft · built 1890
Lot Size	0.209 acres (9,108 sqft)
Owner	Company Name on Record
Tax Bill	$5,536 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-17-256-013-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-17-256-013-000`
Alternative APN	`27982`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,337 sqft Finished Area
Gross Area	2,338 sqft
1st Floor Area	1,748 sqft
Upper Floors Area	590 sqft
Basement Area	1,042 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,108 sqft (0.209 acres)
Lot Dimensions	92 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Deck Area	276 sqft
Patio Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	27982
Street Address	1018 W 5TH ST
City	SIOUX FALLS
State	SD
Zip	57104-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 92` 1 TO 3 BLOCK 1 CITY GARDEN ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	CITY GARDEN ADDN
Legal Block	1
Legal Lot Number	3
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3018
Census Tract	201

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4608 S VISTA PARK AVE, SIOUX FALLS, SD 57106-7674
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1018 W 5TH ST, SIOUX FALLS, SD 57104-2628
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002013/457
Date	Mar 24, 2026
Book Page	2013/457
Instrument	154588

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank
Address	2150 21ST AVE NW, MINOT, ND 58703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	5 Years
Min Rate At Change	7%
Max Rate At Change	9%
Index	5-Year CMT
Margin	4
Max Rate	12%

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,600 (-) Land $36,400 Building $298,200	$334,600 Land $36,400 Building $298,200
2025	$5,536.00	$334,600 (+7.59%) Land $36,400 Building $298,200
2024	$5,536.00 (+32.66%)	$311,000 (+12.15%) Land $36,400 Building $274,600
2022	$4,173.00	$277,300 Land $29,100 Building $248,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 93% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20