1009 W 5th St, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 1009 W 5th St, Sioux Falls, SD 57104

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,292 sqft · built 1880
Lot Size0.146 acres (6,338 sqft)
OwnerIndividual Name on Record
Last Sale$76,500 (Jun 2015)
Tax Bill$2,182 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Sep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN01-22-17-260-007-000

Property Details

APN / Parcel Number

Primary APN01-22-17-260-007-000
Alternative APN
  • 27997

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories2 Stories
Building Area1,292 sqft Finished Area
Gross Area1,220 sqft
1st Floor Area718 sqft
Upper Floors Area502 sqft
Basement Area718 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1926
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,338 sqft (0.146 acres)
Lot Dimensions144 ft deep x 44 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area20 sqft
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number27997
Street Address1009 W 5TH ST
CitySIOUX FALLS
StateSD
Zip57104-2627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 44` 7 TO 10 BLOCK 2 CITY GARDEN ADDN TO CITY OF SIOUX FALLS
Legal SubdivisionCITY GARDEN ADDN
Legal Block2
Legal Lot Number10
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group3
Census Block3019
Census Tract201

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1009 W 5TH ST, SIOUX FALLS, SD 57104-2627
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2023Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Sep 28, 2022Deed of Trust, Mortgage · FHA Mortgage
CU MORTGAGE DIRECT LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2015 · Amount on Record
Deed SaleJun 10, 2015 · Amount on Record
Deed Document Number2015512869
Deed Book / Page562 / 819
Prior Transfer DateJun 5, 2015
Prior Transfer Doc0000513621
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address1009 W 5TH ST, SIOUX FALLS, SD 57104-2627
Transaction TypeMortgage
Record UpdatedNov 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1009 W 5TH ST, SIOUX FALLS, SD 57104-2627

Mortgage

Document NumberMTG1975/277
DateSep 20, 2023
Book PageMTG 1975/277
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address1009 W 5TH ST, SIOUX FALLS, SD 57104-2627
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1960MTG/233
DateSep 28, 2022
Book Page1960 MTG/233
Lender
NameCU MORTGAGE DIRECT LLC
TypeMortgage Company
AddressSIOUX FALLS, SD 57108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$158,043 (-1.1%) Land $25,022 Building $133,021$158,043 Land $25,022 Building $133,021
2025$2,182.00$159,800 (+9.45%) Land $25,300 Building $134,500
2024$2,182.00 (+10.43%)$146,000 (+11.96%) Land $25,300 Building $120,700
2022$1,976.00$130,400 Land $20,300 Building $110,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 93% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX FALLS
serves 216,462 people · EPA ID SD4600294
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber
5,000 / 5,000
Midco
Fiber · Cable in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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