1018 Towanda Ter, Cincinnati, OH 45216 Property Records

Hamilton County property record for 1018 Towanda Ter, Cincinnati, OH 45216

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,500 sqft · built 1948
Lot Size	0.108 acres (4,704 sqft)
Owner	Individual Name on File
Last Sale	$86,250 (Nov 2007)
Tax Bill	$3,079 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`116-0001-0099-00`

Property Details

APN / Parcel Number

Primary APN	`116-0001-0099-00`
Alternative APN	`0084457`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
Gross Area	2,300 sqft
1st Floor Area	825 sqft
2nd Floor Area	675 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,704 sqft (0.108 acres)
Lot Dimensions	100 ft deep x 48 ft wide
Porch	Open Frame Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1018 TOWANDA TER
City	CINCINNATI
State	OH
Zip	45216-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	TOWANDA TER 48 X 100 LOT 7 MAKETEWAH HTS SUB 1
Legal Subdivision	MAKETEWAH HTS SUB
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4000
Census Tract	6400

Owner

1018 Towanda Ter is owned and occupied by an individual who bought it in November 2007.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1018 TOWANDA TER, CINCINNATI, OH 45216-2222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2007 · Amount on File
Deed Sale	Nov 15, 2007 · Amount on File
Prior Sale	Apr 15, 1996 · Amount on File
Deed Document Number	2007161864
Deed Book / Page	10702 / 732
Prior Transfer Date	Nov 13, 2007
Prior Transfer Doc	0000161864
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1018 TOWANDA TER, CINCINNATI, OH 45216-2222
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005916
Date	Aug 21, 2017
Instrument	17-0075916

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2022

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1018 TOWANDA TER, CINCINNATI, OH 45216-2222
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001404
Date	Jan 5, 2022
Book Page	14577/1448
Instrument	2022-0001404

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 1018 Towanda Ter was $3,079, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,079.00 (+3.11%)	$49,882 (-) Land $5,810 Building $44,072	$142,520 Land $16,600 Building $125,920
2024	$2,986.00 (-2.19%)	$49,882 (-) Land $5,810 Building $44,072
2023	$3,053.00 (+35.45%)	$49,882 (+51.31%) Land $5,810 Building $44,072	$142,520 Land $16,600 Building $125,920
2022	$2,254.00 Homeowner's exemption	$32,967 Land $5,229 Building $27,738
2020			$94,190 Land $14,940 Building $79,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1018 Towanda Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1982)
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1018 Towanda Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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