1014 Towanda Ter, Cincinnati, OH 45216 Property Records

Hamilton County property record for 1014 Towanda Ter, Cincinnati, OH 45216

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,275 sqft · built 1946
Lot Size	0.107 acres (4,704 sqft)
Owner	Individual Name on Record
Tax Bill	$2,041 (2025)
Deeds & Mortgages	Sep 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`116-0001-0100-00`

Property Details

APN / Parcel Number

Primary APN	`116-0001-0100-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,275 sqft Living Area
1st Floor Area	625 sqft
2nd Floor Area	650 sqft
Basement Area	625 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1946
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	4,704 sqft (0.107 acres)
Lot Dimensions	100 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1014 TOWANDA TER
City	CINCINNATI
State	OH
Zip	45216-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWANDA TER 48 X 100 LOT 8 MAKETEWAH HTS SUB 1ST SEC
Legal Subdivision	MAKETEWAH HEIGHTS SUB
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4000
Census Tract	6400

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1014 TOWANDA TER, CINCINNATI, OH 45216-2222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Aug 31, 2015
Last Transfer Date	Sep 20, 2021
Transfer Doc	0000112932
Record Updated	Jun 8, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Sep 20, 2021
Property Address	1014 TOWANDA TER, CINCINNATI, OH 45216-2222
Document Number	0000112932
Book / Page	14505 / 1024
Map Reference	MB 37 PG 31
Instrument Date	Jul 12, 2021
Instrument	2021-0112932
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	FNC TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 TOWANDA TER, CINCINNATI, OH 45216-2222

Mortgage

Document Number	0000112933
Date	Sep 20, 2021
Book Page	14505/1026
Instrument	2021-0112933

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.79%
Change Frequency	Monthly
Index	1-Year CMT

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,041.00 (+2.92%) Homeowner's exemption	$43,190 (-) Land $5,810 Building $37,380
2024	$1,983.00 (-4.62%) Homeowner's exemption	$43,190 (-) Land $5,810 Building $37,380
2023	$2,079.00 (+76.94%) Homeowner's exemption	$43,190 (+66.53%) Land $5,810 Building $37,380	$123,400 (+66.53%) Land $16,600 Building $106,800
2022	$1,175.00 Homeowner's exemption	$25,935 Land $5,229 Building $20,706
2020			$74,100 Land $14,940 Building $59,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1982)
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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