1018 Potomac Rd, Indian Trail, NC 28079 Property Records

Union County property record for 1018 Potomac Rd, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 3,225 sqft · built 2011
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$332,500 (May 2019)
Tax Bill	$3,650 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-021-696`

Property Details

APN / Parcel Number

Primary APN	`07-021-696`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,225 sqft Living Area
1st Floor Area	1,343 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	293 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1018 POTOMAC RD
City	INDIAN TRAIL
State	NC
Zip	28079-8489
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-5 INDIA
Legal Description	#120 ANNANDALE MP5 OPCJ905
Legal Subdivision	ANNANDALE
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2026
Census Tract	20305

Owner

1018 Potomac Rd, a rural home, is owned and occupied by two individuals who bought it in May 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1018 POTOMAC RD, INDIAN TRAIL, NC 28079-8489
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2019	Warranty Deed, Transfer · Conventional Mortgage MVB MTG
May 22, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2019 · Amount on File
Deed Sale	May 23, 2019 · Amount on File
Prior Sale	May 22, 2017 · Amount on File
Deed Document Number	201913872
Deed Book / Page	7376 / 3
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 23, 2019
Property Address	1018 POTOMAC RD, INDIAN TRAIL, NC 28079-8489
Document Number	73763
Book / Page	007376 / 000003
Instrument Date	May 23, 2019
Instrument	13872
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1018 POTOMAC RD INDIAN TRAIL NC 280798489, INDIAN TRAIL, NC 28079-8489

Mortgage

Document Number	73765
Date	May 23, 2019
Book Page	007376/000005
Instrument	13873

Lender

Name	MVB MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 22, 2017
Property Address	1018 POTOMAC RD, INDIAN TRAIL, NC 28079-8489
Document Number	0006935778
Book / Page	6935 / 778
Map Reference	CAB J FILE 905
Instrument Date	May 12, 2017
Instrument	0014038
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$598.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1018 POTOMAC RD, 1018, INDIAN TRAIL, NC 28079-8489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8230 CARTER CREEK DR APT 103, 103, CHARLOTTE, NC 28227-4720

Mortgage

Document Number	0000014039
Date	May 22, 2017
Instrument	0014039

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1018 Potomac Rd was $3,650.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,100 (-) Land $99,400 Building $455,700	$555,100 (-) Land $99,400 Building $455,700
2025	$3,650.00	$555,100 Land $99,400 Building $455,700	$555,100 Land $99,400 Building $455,700
2023	$2,859.00	$343,400 Land $59,600 Building $283,800	$343,400 Land $59,600 Building $283,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1018 Potomac Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1018 Potomac Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Potomac Rd

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