1017 Potomac Rd, Indian Trail, NC 28079 Property Records

Union County property record for 1017 Potomac Rd, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,321 sqft · built 2012
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Mar 2026)
Tax Bill	$3,686 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-021-690`

Property Details

APN / Parcel Number

Primary APN	`07-021-690`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,321 sqft Living Area
1st Floor Area	1,598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	8,756 sqft (0.201 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1017 POTOMAC RD
City	INDIAN TRAIL
State	NC
Zip	28079-8489
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-5 INDIA
Legal Description	#114 ANNANDALE MP5 OPCJ905
Legal Subdivision	ANNANDALE
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2025
Census Tract	20305

Owner

1017 Potomac Rd, a rural home, is owned and occupied by two individuals who bought it in March 2026.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1017 POTOMAC RD, INDIAN TRAIL, NC 28079-8489
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA
Mar 16, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW STORY LENDING LLC
Oct 26, 2021	Warranty Deed, Transfer
Jun 29, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2026 · Amount on File
Deed Sale	Mar 16, 2026 · Amount on File
Prior Sale	Oct 26, 2021 · Amount on File
Deed Document Number	20266809
Deed Book / Page	9326 / 646
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1017 POTOMAC RD, INDIAN TRAIL, NC 28079-8489
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	REALTECH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000846339
Date	Apr 26, 2022
Book Page	8463/39
Instrument	15374

Lender

Name	ROYAL BANK OF CANADA
Type	Bank
Address	NEW YORK, NY 10281

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 16, 2026
Property Address	1017 POTOMAC RD, INDIAN TRAIL, NC 28079-8489
Document Number	0009326646
Book / Page	9326 / 646
Map Reference	CAB J FILE 905
Instrument Date	Mar 10, 2026
Instrument	6809
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	REALTECH TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15771 RED HILL AVE # AVE100, AVE100, TUSTIN, CA 92780-7333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 POTOMAC RD, INDIAN TRAIL, NC 28079-8489

Mortgage

Document Number	0000006810
Date	Mar 16, 2026
Instrument	6810

Lender

Name	NEW STORY LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 26, 2021
Property Address	1017 POTOMAC RD, INDIAN TRAIL, NC 28079-8489
Document Number	8292345
Book / Page	8292 / 345
Map Reference	CAB J FILE 905
Instrument Date	Oct 25, 2021
Instrument	51084
Transaction Type	Transfer
Record Updated	Nov 15, 2021

Transaction

Amount	Amount on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26123 CAMDEN WOODS DR, 26123, FORT MILL, SC 29707-6339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1017 POTOMAC RD, INDIAN TRAIL, NC 28079-8489
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7187185
Date	Jun 29, 2018
Book Page	7187/185
Instrument	0018032

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1017 Potomac Rd was $3,686.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,200 (-) Land $99,400 Building $460,800	$560,200 (-) Land $99,400 Building $460,800
2025	$3,686.00	$560,200 Land $99,400 Building $460,800	$560,200 Land $99,400 Building $460,800
2023	$2,892.00	$346,200 Land $59,600 Building $286,600	$346,200 Land $59,600 Building $286,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1017 Potomac Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1017 Potomac Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Potomac Rd

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