1018 Oak Dr, Westminster, MD 21158 Property Records

Carroll County property record for 1018 Oak Dr, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,148 sqft · built 1959
Lot Size	0.354 acres (15,400 sqft)
Owner	2 Individual Names on File
Last Sale	$129,000 (Jul 1997)
Tax Bill	$2,245 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-023944`

Property Details

APN / Parcel Number

Primary APN	`07-023944`
Alternative APNs	`7023944` `023944`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,148 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	15,400 sqft (0.354 acres)
Porch	Slab
Porch Area	144 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	023944
Street Address	1018 OAK DR
City	WESTMINSTER
State	MD
Zip	21158-3651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 2 - 15400 SQ FT 1018 OAK DR 4-35 VILLA PARK
Legal Subdivision	VILLA PARK
Legal Lot Number	2
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2008
Census Tract	507500

Owner

Source: Carroll County records · APN 07-023944

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1018 OAK DR, WESTMINSTER, MD 21158-3651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 1997 · Amount on Record
Deed Sale	Jul 26, 1997 · Amount on Record
Prior Sale	Oct 17, 1990 · Amount on Record
Deed Document Number	199742
Deed Book / Page	1933 / 143
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1018 OAK DR, WESTMINSTER, MD 21158-3651
Document Number	0097590412
Instrument Date	Jul 06, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1018 OAK DR WESTMINSTER MD 211583651, WESTMINSTER, MD 21158-3651

Mortgage

Document Number	0097590412
Date	Jul 14, 2020
Book Page	009759/000412

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 13, 2030

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,200 (+31.32%) Land $90,000 Building $140,200	$230,200 (+31.32%) Land $90,000 Building $140,200
2025	$2,245.00 (+13.38%) Homeowner's exemption
2023	$1,980.00 Homeowner's exemption	$175,300 Land $86,000 Building $89,300	$175,300 Land $86,000 Building $89,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 62 locations within half a mile of this property.

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