1018 N 2nd St, Ames, IA 50010 Property Records

Story County property record for 1018 N 2nd St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,466 sqft · built 1906
Lot Size	0.295 acres (12,858 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Jun 2008)
Tax Bill	$3,240 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03-484-025`

Property Details

APN / Parcel Number

Primary APN	`09-03-484-025`
Alternative APN	`09-03-484-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,466 sqft Living Area
1st Floor Area	756 sqft
Basement Area	756 sqft
Unfinished Basement	756 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,858 sqft (0.295 acres)
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1018 N 2ND ST
City	AMES
State	IA
Zip	50010-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UCRM
Legal Description	COLLEGE PARK ADD BLOCK:6 LOT:4 AND LOT 5 PARCEL C 21-01478 AMES
Legal Range	24W
Legal Township	83N
Legal Section	03
Legal Subdivision	COLLEGE PARK ADD
Legal Block	6
Legal Lot Number	5
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1018
Census Tract	1000

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1018 N 2ND ST, AMES, IA 50010-3339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK MIDWEST NA
May 24, 2017	Warranty Deed, Transfer · Conventional Mortgage GREATER IOWA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2008 · Amount on Record
Deed Sale	Jun 13, 2008 · Amount on Record
Deed Document Number	20086606
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1018 N 2ND ST, AMES, IA 50010-3339
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202010005
Date	Aug 31, 2020
Instrument	2020-10005

Lender

Name	BANK MIDWEST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	May 24, 2017
Property Address	1018 N 2ND ST, AMES, IA 50010-3339
Document Number	201700004908
Instrument Date	May 19, 2017
Instrument	2017-00004908
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 N 2ND ST, AMES, IA 50010-3339

Mortgage

Document Number	201700004909
Date	May 24, 2017
Instrument	2017-00004909

Lender

Name	GREATER IOWA CU
Type	Credit Union
Address	AMES, IA 50010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,240.00 (+38.46%)	$235,600 (+46.06%) Land $83,600 Building $152,000	$235,600 (+46.06%) Land $83,600 Building $152,000
2024	$2,340.00 (-18.52%)
2023		$161,300 Land $42,700 Building $118,600	$161,300 Land $42,700 Building $118,600
2022	$2,872.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	27 (1984–2010)
Claims Outside the SFHA	8 of 27
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Aug 1993 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on N 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures