1007 N 2nd St, Ames, IA 50010 Property Records

Story County property record for 1007 N 2nd St, Ames, IA 50010

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,060 sqft · built 2004
Lot Size0.138 acres (6,016 sqft)
OwnerIndividual Name on Record
Tax Bill$2,940 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-03-481-085

Property Details

APN / Parcel Number

Primary APN09-03-481-085

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,060 sqft Living Area
1st Floor Area1,073 sqft
Basement Area1,060 sqft
Finished Basement360 sqft
Unfinished Basement1,073 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,016 sqft (0.138 acres)
PorchSlab
Deck Area18 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1007 N 2ND ST
CityAMES
StateIA
Zip50010-3338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUCRM
Legal DescriptionHUNZIKER-HABITAT SD LOT:1 AMES
Legal Range24W
Legal Township83N
Legal Section03
Legal SubdivisionHUNZIKER-HABITAT SD
Legal Lot Number1
JurisdictionSTORY IA
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1002
Census Tract1000

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1007 N 2ND ST, AMES, IA 50010-3338
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address1007 N 2ND ST, AMES, IA 50010-3338
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202507995
DateSep 30, 2025
Instrument2025-07995
Lender
NameHOME STATE BANK
TypeBank
AddressJEFFERSON, IA 50129
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 29, 2055

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,940.00 (+9.38%) Homeowner's exemption$224,700 (+7.51%) Land $39,100 Building $185,600$224,700 (+7.51%) Land $39,100 Building $185,600
2024$2,688.00 (+2.75%)
2023$209,000 Land $41,100 Building $167,900$209,000 Land $41,100 Building $167,900
2022$2,616.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims27 (1984–2010)
Claims Outside the SFHA8 of 27
Most Recent ClaimAug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMES WATER TREATMENT PLANT
serves 55,177 people · EPA ID IA8503039
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on N 2nd St

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