Seminole County property record for 1018 McCully Ct, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,315 sqft · built 1986 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Aug 1993) |
| Tax Bill | $972 (2025) |
| Deeds & Mortgages | Mar 2022 Reverse Mortgage Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-21-31-505-0000-0100 |
| Primary APN | 23-21-31-505-0000-0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,315 sqft Living Area |
| Gross Area | 1,568 sqft |
| 1st Floor Area | 645 sqft |
| Upper Floors Area | 670 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 253 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 204 sqft |
| Patio Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1018 MCCULLY CT |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-7054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 10 ALAFAYA WOODS PH 12A PB 34 PGS 53 TO 55 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 23 |
| Legal Subdivision | ALAFAYA WOODS PH 12A |
| Legal Tract | 505 |
| Legal Lot Number | 10 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 21319 |
Source: Seminole County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1018 MCCULLY CT, OVIEDO, FL 32765-7054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Dec 19, 2018 | Deed of Trust, Mortgage · FHA Mortgage REVERSE MORTGAGES.COM |
| Dec 19, 2018 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 1993 · Amount on Record |
| Deed Sale | Aug 5, 1993 · Amount on Record |
| Prior Sale | Nov 1, 1988 · Amount on Record |
| Deed Book / Page | 2625 / 1215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1018 MCCULLY CT, OVIEDO, FL 32765-7054 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1018 MCCULLY CT, OVIEDO, FL 32765-7054 |
| Investor | Possibly a Property Investor |
| Document Number | 0102021902 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 10202/1902 |
| Instrument | 2022037151 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 921 Months |
| Due | Dec 10, 2098 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1018 MCCULLY CT, OVIEDO, FL 32765-7054 |
| Document Number | 0092750291 |
| Instrument Date | Dec 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1018 MCCULLY CT OVIEDO FL 327657054, OVIEDO, FL 32765-7054 |
| Document Number | 0092750291 |
|---|---|
| Date | Jan 2, 2019 |
| Book Page | 009275/000291 |
| Instrument | 88 |
| Name | REVERSE MORTGAGES.COM |
|---|---|
| Address | COLUMBIA, MO 65203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 840 Months |
| Due | Jan 1, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.84% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1018 MCCULLY CT, OVIEDO, FL 32765-7054 |
| Document Number | 0092750309 |
| Instrument Date | Dec 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1018 MCCULLY CT OVIEDO FL 327657054, OVIEDO, FL 32765-7054 |
| Document Number | 0092750309 |
|---|---|
| Date | Jan 2, 2019 |
| Book Page | 009275/000309 |
| Instrument | 89 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 840 Months |
| Due | Jan 1, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.84% |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $972.00 (+4.63%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $117,011 (+5.99%) | $310,669 (+11.4%) Land $105,000 Building $205,669 |
| 2023 | $929.00 (+4.85%) Homeowner's exemption | $110,401 (+3%) | $278,884 (+5.12%) Land $94,000 Building $184,884 |
| 2022 | $886.00 Homeowner's exemption | $107,185 | $265,306 Land $81,000 Building $184,306 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 4 (2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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