Seminole County property record for 1011 McCully Ct, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,340 sqft · built 1986 |
| Lot Size | 0.182 acres (7,937 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $213,000 (Oct 2017) |
| Tax Bill | $2,587 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-21-31-505-0000-0220 |
| Primary APN | 23-21-31-505-0000-0220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,340 sqft Living Area |
| Gross Area | 1,592 sqft |
| 1st Floor Area | 660 sqft |
| Upper Floors Area | 680 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,937 sqft (0.182 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1011 MCCULLY CT |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-7056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 22 ALAFAYA WOODS PH 12A PB 34 PGS 53 TO 55 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 23 |
| Legal Subdivision | ALAFAYA WOODS PH 12A |
| Legal Tract | 505 |
| Legal Lot Number | 22 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21320 |
Source: Seminole County records, as of April 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1011 MCCULLY CT, OVIEDO, FL 32765-7056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2017 · Amount on Record |
| Deed Sale | Oct 25, 2017 · Amount on Record |
| Prior Sale | Sep 12, 2016 · Amount on Record |
| Deed Document Number | 2017108050 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1011 MCCULLY CT, OVIEDO, FL 32765-7056 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1011 MCCULLY CT, OVIEDO, FL 32765-7056 |
| Document Number | 0110040360 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | 11004/360 |
| Instrument | 2026028021 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Apr 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 25, 2017 |
| Property Address | 1011 MCCULLY CT, OVIEDO, FL 32765-7056 |
| Document Number | 0090130553 |
| Book / Page | 009013 / 000553 |
| Instrument Date | Oct 19, 2017 |
| Instrument | 108050 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2017 |
| Title Company | FIRST ADVANTAGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,491.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1011 MCCULLY CT OVIEDO FL 327657056, OVIEDO, FL 32765-7056 |
| Document Number | 90130554 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 009013/000554 |
| Instrument | 108051 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | 1800 W LARCHMONT AVE, CHICAGO, IL 60613-2448 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2047 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,587.00 (+12.38%) Homeowner's exemption | $192,210 (+5.99%) | $302,989 (+11.48%) Land $105,000 Building $197,989 |
| 2023 | $2,302.00 (+3.14%) Homeowner's exemption | $181,352 (+3%) | $271,792 (+5.05%) Land $94,000 Building $177,792 |
| 2022 | $2,232.00 Homeowner's exemption | $176,070 | $258,725 Land $81,000 Building $177,725 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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