1018 Frank Dr, Champaign, IL 61821 Property Records

Champaign County property record for 1018 Frank Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1964
Lot Size	0.168 acres (7,321 sqft)
Owner	2 Individual Names on File
Last Sale	$109,000 (Apr 2020)
Tax Bill	$3,706 (2024)
Deeds & Mortgages	Feb 2024 Second Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-20-15-428-007`

Property Details

APN / Parcel Number

Primary APN	`44-20-15-428-007`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Building Perimeter
1st Floor Area	1,080 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,321 sqft (0.168 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1018 FRANK DR
City	CHAMPAIGN
State	IL
Zip	61821-4232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 STONEGATE 1
Legal Range	08E
Legal Township	19N
Legal Section	15
Legal Subdivision	STONEGATE 1
Legal Lot Number	23
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1002
Census Tract	1201

Owner

1018 Frank Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1018 FRANK DR, CHAMPAIGN, IL 61821-4232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HEALTHCARE ASSOCIATES CU
Feb 4, 2021	Deed of Trust, Mortgage · VA Mortgage FLAT BRANCH HOME LOANS INC
Apr 9, 2020	Warranty Deed, Transfer · VA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2020 · Amount on File
Deed Sale	Apr 9, 2020 · Amount on File
Deed Document Number	20205623
Prior Transfer Date	Nov 29, 2012
Prior Transfer Doc	0000030406
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1018 FRANK DR, CHAMPAIGN, IL 61821-4232
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002293
Date	Feb 23, 2024
Instrument	2024R02293

Lender

Name	HEALTHCARE ASSOCIATES CU
Type	Credit Union
Address	CHICAGO, IL 60653

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 6, 2029

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1018 FRANK DR, CHAMPAIGN, IL 61821-4232
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002680
Date	Feb 4, 2021
Instrument	2021R02680

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 9, 2020
Property Address	1018 FRANK DR, CHAMPAIGN, IL 61821-4232
Document Number	0000005623
Map Reference	MB O PG 17
Instrument Date	Apr 2, 2020
Instrument	2020R05623
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1018 FRANK DR, CHAMPAIGN, IL 61821-4232

Mortgage

Document Number	0000005624
Date	Apr 9, 2020
Instrument	2020R05624

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,410 Land $12,910 Building $41,500	$163,230 Land $38,730 Building $124,500
2024	$3,706.00
2022	$3,195.00 Homeowner's exemption	$40,750 Land $9,670 Building $31,080	$122,250 Land $29,010 Building $93,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1018 Frank Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1018 Frank Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Pavlov Media.

Nearby Properties on Frank Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures