1012 Frank Dr, Champaign, IL 61821 Property Records

Champaign County property record for 1012 Frank Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,526 sqft · built 1966
Lot Size	0.164 acres (7,133 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,000 (May 2019)
Tax Bill	$3,564 (2024)
Deeds & Mortgages	Jun 2019 Line of Credit May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-20-15-428-004`

Property Details

APN / Parcel Number

Primary APN	`44-20-15-428-004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,526 sqft Building Perimeter
1st Floor Area	1,526 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,133 sqft (0.164 acres)
Garage Area	351 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1012 FRANK DR
City	CHAMPAIGN
State	IL
Zip	61821-4232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 STONEGATE 1
Legal Range	08E
Legal Township	19N
Legal Section	15
Legal Subdivision	STONEGATE 1
Legal Lot Number	26
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1002
Census Tract	1201

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1012 FRANK DR, CHAMPAIGN, IL 61821-4232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2019	Deed of Trust, Mortgage · Line of Credit ILLINOIS NATIONAL BANK
May 1, 2019	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Prior Sale	Mar 13, 2012 · Amount on Record
Deed Document Number	20196086
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1012 FRANK DR, CHAMPAIGN, IL 61821-4232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008137
Date	Jun 4, 2019
Instrument	2019R08137

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	May 15, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 1, 2019
Property Address	1012 FRANK DR, CHAMPAIGN, IL 61821-4232
Document Number	0000006086
Map Reference	DOC699081MBOPG17
Instrument Date	Apr 24, 2019
Instrument	2019R06086
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1012 FRANK DR, CHAMPAIGN, IL 61821-4232

Mortgage

Document Number	0000006087
Date	May 1, 2019
Instrument	2019R06087

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,590 (+33.54%) Land $13,130 Building $39,460	$157,770 (+33.54%) Land $39,390 Building $118,380
2024	$3,564.00 (+16.13%)
2022	$3,069.00 Homeowner's exemption	$39,380 Land $9,830 Building $29,550	$118,140 Land $29,490 Building $88,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Pavlov Media.

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