Cleveland County property record for 1018 Fallston Rd, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,260 sqft · built 1990 |
| Lot Size | 0.268 acres (11,692 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $118,500 (Jun 2019) |
| Tax Bill | $1,814 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Mar 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21290 |
| Primary APN | 21290 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,260 sqft Finished Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Roof Material | Metal |
| Lot Area | 11,692 sqft (0.268 acres) |
| Lot Dimensions | 148 ft deep x 79 ft wide |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 115 sqft |
| Storage Building | 42 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1324975 |
|---|---|
| Street Address | 1018 FALLSTON RD |
| City | SHELBY |
| State | NC |
| Zip | 28150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | #6BLKAPB8-33WENDOVER HTS |
| Legal Subdivision | WENDOVER HTS |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 950900 |
Source: Cleveland County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1020 FALLSTON RD, SHELBY, NC 28150-3512 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Mar 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Oct 18, 2024 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Aug 29, 2025 | Intrafamily Transfer, Transfer |
| Jun 28, 2019 | Warranty Deed, Transfer · FHA Mortgage NFM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Deed Document Number | 2019200027856 |
| Deed Book / Page | 1794 / 1053 |
| Last Transfer Date | Aug 24, 2025 |
| Transfer Doc | 0019541984 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 1018 FALLSTON RD, SHELBY, NC 28150 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1018 FALLSTON RD, SHELBY, NC 28150 |
| Document Number | 0019030117 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 1903/117 |
| Instrument | 200089969 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 476 Months |
| Due | Mar 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 1018 FALLSTON RD, SHELBY, NC 28150 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1020 FALLSTON RD, SHELBY, NC 28150-3512 |
| Document Number | 0018951210 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 1895/1210 |
| Instrument | 200085629 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 1018 FALLSTON RD, SHELBY, NC 28150 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1018 FALLSTON RD, SHELBY, NC 28150 |
| Document Number | 0019311414 |
|---|---|
| Date | Oct 18, 2024 |
| Book Page | 1931/1414 |
| Instrument | 200105984 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | 501 NW GRAND BLVD, OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 1, 2064 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Aug 29, 2025 |
| Property Address | 1018 FALLSTON RD, SHELBY, NC 28150 |
| Document Number | 0019541984 |
| Book / Page | 1954 / 1984 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 200118120 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1020 FALLSTON RD, SHELBY, NC 28150-3512 |
| Name | Verified Name |
|---|---|
| Address | 1020 FALLSTON RD, SHELBY, NC 28150-3512 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 28, 2019 |
| Property Address | 1018 FALLSTON RD, SHELBY, NC 28150 |
| Document Number | 0017941053 |
| Book / Page | 001794 / 001053 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 27856 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1020 FALLSTON RD SHELBY NC 281503512, SHELBY, NC 28150-3512 |
| Document Number | 17941056 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 001794/001056 |
| Instrument | 27857 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2049 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,393 (-) Land $23,700 Building $158,693 | $182,393 (-) Land $23,700 Building $158,693 | |
| 2025 | $1,814.00 | $182,393 (+52.06%) Land $23,700 Building $158,693 | $182,393 (+52.06%) Land $23,700 Building $158,693 |
| 2023 | $119,948 Land $23,700 Building $96,248 | $119,948 Land $23,700 Building $96,248 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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