1010 Fallston Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 1010 Fallston Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,025 sqft · built 1978
Lot Size	0.235 acres (10,270 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Nov 2025)
Tax Bill	$1,447 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23421`

Property Details

APN / Parcel Number

Primary APN	`23421`
Alternative APN	`1114732`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,025 sqft Finished Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Lot Area	10,270 sqft (0.235 acres)
Lot Dimensions	158 ft deep x 65 ft wide
Porch	Slab
Porch Area	87 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1114732
Street Address	1010 FALLSTON RD
City	SHELBY
State	NC
Zip	28150-3512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	#9 BLK A J E BLANTON EST
Legal Subdivision	BLANTON EST
Legal Block	1
Legal Lot Number	27
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1013
Census Tract	950900

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1010 FALLSTON RD, SHELBY, NC 28150-3512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Deed Document Number	2025200121275
Deed Book / Page	1960 / 2694
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 14, 2025
Property Address	1010 FALLSTON RD, SHELBY, NC 28150-3512
Document Number	0019602694
Book / Page	1960 / 2694
Instrument Date	Nov 10, 2025
Instrument	200121275
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 FALLSTON RD, SHELBY, NC 28150-3512

Mortgage

Document Number	0200121276
Date	Nov 14, 2025
Instrument	200121276

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate	5.55%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	4.55%
Max Rate At Change	6.55%
Index	1-Year CMT
Margin	2
Max Rate	6.55%

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,447.00 (+34.11%)	$141,147 (+30.11%) Land $20,085 Building $121,062	$141,147 (+30.11%) Land $20,085 Building $121,062
2025	$1,079.00	$108,482 (+90.79%) Land $20,085 Building $88,397	$108,482 (+90.79%) Land $20,085 Building $88,397
2023		$56,860 Land $20,085 Building $36,775	$56,860 Land $20,085 Building $36,775

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20