Mercer County property record for 1018 Clover Ln, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,861 sqft · built 1968 |
| Lot Size | 0.214 acres (9,350 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $408,233 (Sep 2026) |
| Tax Bill | $3,111 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-419500.0000 |
| Primary APN | 27-419500.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,861 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 9,350 sqft (0.214 acres) |
| Lot Dimensions | 110 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1018 CLOVER LN |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-1351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KESSLER 3RD ADD LOT#: 298 |
| Legal Subdivision | KESSLER 3RD ADD |
| Legal Lot Number | 298 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 967500 |
Source: Mercer County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1018 CLOVER LN, CELINA, OH 45822-1351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK |
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON |
| Sep 11, 2019 | Intrafamily Transfer, Transfer |
| Jul 31, 2017 | Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2026 · Amount on Record |
| Deed Sale | Sep 30, 2026 · Amount on Record |
| Prior Sale | Jan 27, 2005 · Amount on Record |
| Deed Document Number | 20264580 |
| Prior Transfer Date | Aug 20, 2019 |
| Prior Transfer Doc | 0000003971 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Sep 30, 2026 |
| Property Address | 1018 CLOVER LN, CELINA, OH 45822-1351 |
| Document Number | 0000004580 |
| Instrument Date | Sep 19, 2026 |
| Instrument | 20264580 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123,694.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1018 CLOVER LN, CELINA, OH 45822-1351 |
| Document Number | 0000004581, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 20264581 |
| Name | PEOPLES BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1018 CLOVER LN, CELINA, OH 45822-1351 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100002769 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 202100002769 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFFTON |
|---|---|
| Type | Bank |
| Address | BOURNEVILLE, OH 45617 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Sep 11, 2019 |
| Property Address | 1018 CLOVER LN, CELINA, OH 45822-1351 |
| Document Number | 201900003971 |
| Map Reference | MB 9 PG 13 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 201900003971 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1018 CLOVER LN, CELINA, OH 45822-1351 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1018 CLOVER LN, CELINA, OH 45822-1351 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700003494 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 201700003494 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFFTON |
|---|---|
| Type | Bank |
| Address | CELINA, OH 45822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 30, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Municipality | Celina City |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,111.00 | $78,650 (-) Land $10,010 Building $68,640 | |
| 2024 | $3,111.00 (+0.26%) | $78,650 (-) Land $10,010 Building $68,640 | |
| 2023 | $3,103.00 (+19.21%) | $78,650 (+36.43%) Land $10,010 Building $68,640 | $224,700 (+36.43%) Land $28,600 Building $196,100 |
| 2022 | $2,603.00 | $57,650 Land $6,410 Building $51,240 | |
| 2020 | $164,700 Land $18,300 Building $146,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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