Mercer County property record for 1005 Clover Ln, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,044 sqft · built 1968 |
| Lot Size | 0.164 acres (7,150 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,666 (Dec 2022) |
| Tax Bill | $1,763 (2025) |
| Deeds & Mortgages | Sep 2009 Mortgage Dec 2022 Sale & Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-419100.0000 |
| Primary APN | 27-419100.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 7,150 sqft (0.164 acres) |
| Lot Dimensions | 110 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 1005 CLOVER LN |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-1350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KESSLER 3RD ADD LOT#: 294 |
| Legal Subdivision | KESSLER 3RD ADD |
| Legal Lot Number | 294 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 967500 |
1005 Clover Ln is owned and occupied by an individual who bought it in December 2022.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1005 CLOVER LN, CELINA, OH 45822-1350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2009 | Deed of Trust, Mortgage CITIZENS NATIONAL BANK |
| Dec 9, 2022 | Warranty Deed, Transfer · Line of Credit THE PEOPLES BANK CO |
| Apr 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE PEOPLES BANK CO |
| Oct 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 6, 2018 | Warranty Deed, Transfer |
| Dec 29, 2017 | Sheriff's Deed, Foreclosure · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFF |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2022 · Amount on File |
| Deed Sale | Dec 9, 2022 · Amount on File |
| Prior Sale | Mar 6, 2018 · Amount on File |
| Deed Document Number | 20225788 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1005 CLOVER LN, CELINA, OH 45822-1350 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200900006635 |
|---|---|
| Date | Sep 28, 2009 |
| Instrument | 200900006635 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Oct 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Dec 9, 2022 |
| Property Address | 1005 CLOVER LN, CELINA, OH 45822-1350 |
| Document Number | 202200005788 |
| Map Reference | MB 9 PG 14 |
| Instrument Date | Oct 5, 2022 |
| Instrument | 202200005788 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1005 CLOVER LN, CELINA, OH 45822-1350 |
| Document Number | 202200005789 |
|---|---|
| Date | Dec 9, 2022 |
| Instrument | 202200005789 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Apr 26, 2022 |
| Property Address | 1005 CLOVER LN, CELINA, OH 45822-1350 |
| Document Number | 202200002096 |
| Map Reference | MB 9 PG 14 |
| Instrument Date | Apr 26, 2022 |
| Instrument | 202200002096 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1005 CLOVER LN, CELINA, OH 45822-1350 |
| Document Number | 202200002097 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 202200002097 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Oct 27, 2021 |
| Property Address | 1005 CLOVER LN, CELINA, OH 45822-1350 |
| Document Number | 202100006634 |
| Map Reference | MB 9 PG 14 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 202100006634 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | FOUR DIAMOND TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1005 CLOVER LN, CELINA, OH 45822-1350 |
| Document Number | 202100006635 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 202100006635 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Mar 6, 2018 |
| Property Address | 1005 CLOVER LN, CELINA, OH 45822-1350 |
| Document Number | 201800000949 |
| Map Reference | MB9 PG14 |
| Instrument Date | Mar 5, 2018 |
| Instrument | 201800000949 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1005 CLOVER LN, CELINA, OH 45822-1350 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Dec 29, 2017 |
| Property Address | 1005 CLOVER LN, CELINA, OH 45822-1350 |
| Document Number | 201700006158 |
| Map Reference | MB9 PG14 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 201700006158 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1005 CLOVER LN, CELINA, OH 45822-1350 |
| Investor | Possibly a Property Investor |
| Document Number | 201700006159 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 201700006159 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFF |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Jun 29, 2018 |
The 2025 property tax bill for 1005 Clover Ln was $1,763.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Municipality | Celina City |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,763.00 | $44,590 (-) Land $7,630 Building $36,960 | |
| 2024 | $1,763.00 (+0.23%) | $44,590 (-) Land $7,630 Building $36,960 | |
| 2023 | $1,759.00 (+19.58%) | $44,590 (+36.82%) Land $7,630 Building $36,960 | $127,400 Land $21,800 Building $105,600 |
| 2022 | $1,471.00 | $32,590 Land $4,900 Building $27,690 | |
| 2020 | $93,100 Land $14,000 Building $79,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1005 Clover Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1005 Clover Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures