1018 Cherry Laurel Dr, Waxhaw, NC 28173 Property Records

Union County property record for 1018 Cherry Laurel Dr, Waxhaw, NC 28173

Property Summary

Property Type	Rural Home
Details	5 bd · 5.5 ba · 4,832 sqft · built 2018
Lot Size	0.521 acres (22,695 sqft)
Owner	Individual Name on Record
Last Sale	$1,076,000 (Aug 2021)
Tax Bill	$6,718 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-204-323`

Property Details

APN / Parcel Number

Primary APN	`06-204-323`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,832 sqft Living Area
1st Floor Area	2,182 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	22,695 sqft (0.521 acres)
Garage Type	Attached
Garage Area	1,018 sqft
Porch	Slab
Porch Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1018 CHERRY LAUREL DR
City	WAXHAW
State	NC
Zip	28173-0286
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	#106 OLDENBURG PH1 OPCN628-630
Legal Subdivision	OLDENBURG SUBDIVISION
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1017
Census Tract	21007

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1018 CHERRY LAUREL DR, WAXHAW, NC 28173-0286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 20, 2021	Warranty Deed, Transfer
Jul 8, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	202139458
Deed Book / Page	8212 / 745
Record Updated	Oct 29, 2026

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 20, 2021
Property Address	1018 CHERRY LAUREL DR, WAXHAW, NC 28173-0286
Document Number	8212745
Book / Page	8212 / 745
Map Reference	CAB N FILE 628-630
Instrument Date	Jul 21, 2021
Instrument	39458
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,152.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16260 N 71ST ST # ST200, 16260, SCOTTSDALE, AZ 85254-1591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 CHERRY LAUREL DR, WAXHAW, NC 28173-0286

Mortgage

Document Number	39459
Date	Aug 20, 2021
Instrument	39459

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Sep 1, 2021
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7%
Index	Other
Max Rate	7%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 20, 2021
Property Address	1018 CHERRY LAUREL DR, WAXHAW, NC 28173-0286
Document Number	8212743
Book / Page	8212 / 743
Map Reference	CAB N FILE 628-630
Instrument Date	Jun 20, 2021
Instrument	39457
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Amount	Amount Recorded
Tax	$2,152.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 CHERRY LAUREL DR, WAXHAW, NC 28173-0286
Investor	Possibly a Property Investor

July 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Jul 8, 2019
Property Address	1018 CHERRY LAUREL DR, WAXHAW, NC 28173-0286
Document Number	740998
Book / Page	007409 / 000098
Instrument Date	Jul 8, 2019
Instrument	19187
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1018 CHERRY LAUREL DR WAXHAW NC 281730286, WAXHAW, NC 28173-0286

Mortgage

Document Number	7409101
Date	Jul 8, 2019
Book Page	007409/000101
Instrument	19188

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

Mortgage

Document Number	7409122,
Date	Jul 8, 2019
Book Page	007409/000122
Instrument	19189

Lender

Name	FIRST CITIZENS BK & TR CO
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,446,000 (-) Land $293,400 Building $1,152,600	$1,446,000 (-) Land $293,400 Building $1,152,600
2025	$6,718.00 (+20.81%)	$1,446,000 (+62.64%) Land $293,400 Building $1,152,600	$1,446,000 (+62.64%) Land $293,400 Building $1,152,600
2023	$5,561.00	$889,100 Land $175,100 Building $714,000	$889,100 Land $175,100 Building $714,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Comporium.

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