1014 Cherry Laurel Dr, Waxhaw, NC 28173 Property Records

Union County property record for 1014 Cherry Laurel Dr, Waxhaw, NC 28173

Property Summary

Property Type	Rural Home
Details	6 bd · 5.5 ba · 4,978 sqft · built 2018
Lot Size	0.542 acres (23,610 sqft)
Owner	2 Company Names on Record
Last Sale	$1,380,000 (May 2023)
Tax Bill	$6,795 (2025)
Deeds & Mortgages	Sep 2025 Transfer May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-204-324`

Property Details

APN / Parcel Number

Primary APN	`06-204-324`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,978 sqft Living Area
1st Floor Area	2,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	23,610 sqft (0.542 acres)
Garage Type	Attached
Garage Area	794 sqft
Porch	Slab
Porch Area	498 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1014 CHERRY LAUREL DR
City	WAXHAW
State	NC
Zip	28173-0286
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	#107 OLDENBURG PH1 OPCN628-630
Legal Subdivision	OLDENBURG
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1017
Census Tract	21007

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1014 CHERRY LAUREL DR, WAXHAW, NC 28173-0286
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Intrafamily Transfer, Transfer
May 30, 2023	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Dec 28, 2018	Grant Deed, Transfer · Conventional Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2023 · Amount on Record
Deed Sale	May 30, 2023 · Amount on Record
Prior Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	202312650
Deed Book / Page	8716 / 482
Last Transfer Date	Aug 27, 2025
Transfer Doc	0000920489
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Sep 23, 2025
Property Address	1014 CHERRY LAUREL DR, WAXHAW, NC 28173-0286
Document Number	0000920489
Book / Page	9204 / 89
Map Reference	CAB B FILE 628-630
Instrument Date	Aug 27, 2025
Instrument	24596
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1014 CHERRY LAUREL DR, WAXHAW, NC 28173-0286

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1014 CHERRY LAUREL DR, WAXHAW, NC 28173-0286

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 30, 2023
Property Address	1014 CHERRY LAUREL DR, WAXHAW, NC 28173-0286
Document Number	0008716482
Book / Page	8716 / 482
Map Reference	CAB N FILE 628-630
Instrument Date	May 30, 2023
Instrument	12650
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12025 LAKE TRAIL LN, PARKLAND, FL 33076-2994

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 CHERRY LAUREL DR, WAXHAW, NC 28173-0286

Mortgage

Document Number	0000012651
Date	May 30, 2023
Instrument	12651

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	Other
Margin	3
Max Rate	10.5%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1014 CHERRY LAUREL DR, WAXHAW, NC 28173-0286
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007972790
Date	Feb 1, 2021
Book Page	7972/790
Instrument	4562

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28207

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Dec 28, 2018
Property Address	1014 CHERRY LAUREL DR, WAXHAW, NC 28173-0286
Document Number	7290598
Book / Page	007290 / 000598
Instrument Date	Dec 27, 2018
Instrument	35422
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,756.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1014 CHERRY LAUREL DR WAXHAW NC 281730286, WAXHAW, NC 28173-0286

Mortgage

Document Number	7290601
Date	Dec 28, 2018
Book Page	007290/000601
Instrument	35423

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32292

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,462,700 (-) Land $293,400 Building $1,169,300	$1,462,700 (-) Land $293,400 Building $1,169,300
2025	$6,795.00 (+19.99%)	$1,462,700 (+62.14%) Land $293,400 Building $1,169,300	$1,462,700 (+62.14%) Land $293,400 Building $1,169,300
2024	$5,663.00 (+0.37%)	$902,100 (-) Land $175,100 Building $727,000
2023	$5,642.00	$902,100 Land $175,100 Building $727,000	$902,100 (-) Land $175,100 Building $727,000
2021			$902,100 Land $175,100 Building $727,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Comporium.

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